CN-114078004-B - Resource transfer method, device, computer equipment and storage medium

CN114078004BCN 114078004 BCN114078004 BCN 114078004BCN-114078004-B

Abstract

The application relates to a resource transfer method, a resource transfer device, computer equipment and a storage medium. The method comprises the steps of displaying a first transfer information acquisition interface, wherein the first transfer information acquisition interface is an information acquisition interface for performing redundancy elimination by taking an information acquisition item corresponding to at least one resource management party information as a target redundancy item, acquiring first resource transfer party information through the first transfer information acquisition interface, acquiring first resource management party information corresponding to a first resource transfer party according to the first resource transfer party information, wherein the first information acquisition item corresponding to the first resource management party information is the target redundancy item, and performing resource transfer according to the first resource transfer party information and the first resource management party information. The method can effectively improve the efficiency of resource transfer.

Inventors

Wang Jiaoni

Assignees

腾讯科技（深圳）有限公司

Dates

Publication Date: 20260508
Application Date: 20200817

Claims (15)

1. A resource transfer method, performed by a resource transfer terminal, the method comprising: responding to a resource transfer triggering operation, and displaying a candidate resource transfer-in area, wherein the candidate resource transfer-in area comprises at least one resource transfer-in area, and the resource transfer-in area is an area into which resource transfer is required to be transferred; Receiving a selection operation of the candidate resource transfer-in region, and determining a target redundancy item corresponding to a first resource transfer-in region when the candidate resource transfer-in region designated by the selection operation is the first resource transfer-in region, wherein the target redundancy item comprises an information acquisition item of at least one resource manager information corresponding to the first resource transfer-in region; Displaying a first transfer information acquisition interface for eliminating redundancy of the target redundancy item; The first resource transfer information acquisition interface is used for acquiring first resource transfer party information, wherein the first resource transfer party information comprises a first resource transfer party name, a first resource transfer party account number and a first resource transfer party address which are input by a resource transfer party or selected from a plurality of candidate first resource transfer party information; The method comprises the steps of acquiring first resource management party information corresponding to a first resource transfer party according to the first resource transfer party information, wherein the first resource management party information comprises a bank identification code for identifying a first resource transfer party account in the first resource transfer party information, and determining a resource management party type corresponding to the first resource transfer party account according to the corresponding relation between the bank identification code and a bank, wherein the resource management party type comprises a collection bank; Determining a resource transfer identification code corresponding to a first resource manager according to the first resource manager identifier and the corresponding relation between the resource manager identifier and the resource transfer identification code, wherein the first resource manager identifier is a bank link number, the first resource manager information comprises the resource transfer identification code, and a first information acquisition item corresponding to the first resource manager information is the target redundancy item; Performing resource transfer according to the first resource transfer party information and the first resource management party information; when the candidate resource transfer region designated by the selection operation is a second resource transfer region, displaying a second transfer information acquisition interface, wherein the second transfer information acquisition interface is an information acquisition interface which does not take an information acquisition item corresponding to at least one resource manager information as a target redundancy item to perform redundancy elimination; acquiring second resource transfer party information and second resource management party information through the second transfer information acquisition interface; And transferring the resources according to the second resource transfer party information and the second resource management party information.
2. The method according to claim 1, wherein the method further comprises: Screening candidate resource manager information from a resource manager information set according to the first resource transfer-in party information; And responding to the selection operation of the candidate resource manager information, and determining the candidate resource manager information designated by the selection operation as first resource manager information corresponding to a first resource transfer-in party.
3. The method of claim 1, wherein the transferring resources according to the first resource transfer-in information and the first resource management information comprises: displaying a transfer information confirmation interface, wherein the transfer information confirmation interface displays the first resource transfer party information and the first resource management party information; and responding to the information confirmation operation triggered by the transfer information confirmation interface, and carrying out resource transfer according to the information of the resource transfer party and the information of the resource management party in the transfer information confirmation interface.
4. The method of claim 3, wherein the transferring resources according to the first resource transfer-in information and the first resource management information further comprises: and responding to the correction operation of the first resource management side information in the transfer information confirmation interface, and correcting the first resource management side information in the transfer information confirmation interface to obtain corrected resource management side information.
5. The method of claim 1, wherein the transferring resources according to the first resource transfer-in information and the first resource management information comprises: And sending a resource transfer request to a resource transfer server, wherein the resource transfer request carries the first resource transfer-in party information and the first resource management party information, so that the resource transfer server checks the first resource management party information, and when the check is passed, the first resource management party is instructed to transfer the resources according to the first resource transfer-in party information.
6. A method of resource transfer, performed by a resource transfer server, the method comprising: Receiving an information acquisition request sent by a resource transfer terminal, wherein the information acquisition request carries first resource transfer party information, the information acquisition request is used for inquiring first resource management party information corresponding to a first information acquisition item, the first information acquisition item is a target redundancy item corresponding to a first transfer information acquisition interface displayed by the resource transfer terminal, the first resource management party information comprises a resource transfer identification code, the first resource transfer party information is acquired through the first transfer information acquisition interface, the first resource transfer party information comprises a first resource transfer party name, a first resource transfer party account number and a first resource transfer party address which are input by a resource transfer party or selected from a plurality of candidate first resource transfer party information, the first transfer information acquisition interface is an information acquisition interface for performing redundancy elimination on the target redundancy item, the target redundancy item comprises at least one information acquisition item of the first resource transfer party information corresponding to a first resource transfer region, the target redundancy item corresponds to the first resource transfer region, and the first resource transfer region is transferred from the candidate transfer region to the resource transfer region, and the first resource transfer region comprises at least one resource transfer region which is required to be transferred by the candidate resource region; The method comprises the steps of responding to an information acquisition request, acquiring first resource management side information corresponding to a first information acquisition item according to first resource transfer side information, wherein the first resource management side information comprises bank identification codes for identifying first resource transfer side accounts in the first resource transfer side information, and determining a resource management side type corresponding to the first resource transfer side accounts according to the corresponding relation between the bank identification codes and banks, wherein the resource management side type comprises a collection bank; and sending the first resource management side information to the resource transfer terminal so that the resource transfer terminal performs resource transfer according to the first resource transfer side information and the first resource management side information.
7. A resource transfer apparatus, performed by a resource transfer terminal, the apparatus comprising: The system comprises a triggering response module, a triggering response module and a triggering response module, wherein the triggering response module is used for responding to a resource transfer triggering operation and displaying a candidate resource transfer-in area, and the candidate resource transfer-in area comprises at least one resource transfer-in area which is an area to be transferred in by resource transfer; The selection processing module is used for receiving a selection operation of the candidate resource transfer-in area, and determining a target redundancy item corresponding to a first resource transfer-in area when the candidate resource transfer-in area designated by the selection operation is the first resource transfer-in area, wherein the target redundancy item comprises an information acquisition item of at least one resource manager information corresponding to the first resource transfer-in area; the interface display module is used for displaying a first transfer information acquisition interface for eliminating redundancy of the target redundancy item; The information acquisition module is used for acquiring first resource transfer-in party information through the first transfer information acquisition interface, wherein the first resource transfer-in party information comprises a first resource transfer-in party name, a first resource transfer-in party account number and a first resource transfer-in party address which are input by a resource transfer-out party or selected from a plurality of candidate first resource transfer-in party information; The management side information acquisition module is used for acquiring first resource management side information corresponding to a first resource transfer side according to the first resource transfer side information, and comprises a bank identification code for identifying a first resource transfer side account in the first resource transfer side information, a resource management side type corresponding to the first resource transfer side account is determined according to the corresponding relation between the bank identification code and a bank, the resource management side type comprises a collection bank, an account generation strategy corresponding to the resource management side type is determined, a first resource management side identification is determined according to the account generation strategy and the first resource transfer side account, a resource transfer identification code corresponding to a first resource management side is determined according to the first resource management side identification and the corresponding relation between the resource management side identification and the resource transfer identification code, wherein the first resource management side identification is a bank coupling number, the first resource management side information comprises the resource transfer identification code, and a first information acquisition item corresponding to the first resource management side information is the target redundancy item; the resource transfer module is used for transferring resources according to the first resource transfer-in party information and the first resource management party information; The interface display module is further configured to display a second transfer information acquisition interface when the candidate resource transfer region designated by the selection operation is a second resource transfer region, where the second transfer information acquisition interface is an information acquisition interface that does not perform redundancy elimination by using an information acquisition item corresponding to at least one resource manager information as a target redundancy item; the information acquisition module is further used for acquiring second resource transfer-in party information and second resource management party information through the second transfer information acquisition interface; the resource transfer module is further configured to perform resource transfer according to the second resource transfer party information and the second resource management party information.
8. The apparatus of claim 7, wherein the manager information obtaining module is further configured to screen candidate resource manager information from a set of resource manager information according to the first resource transfer-in information, and in response to a selection operation of the candidate resource manager information, determine the candidate resource manager information specified by the selection operation as first resource manager information corresponding to the first resource transfer-in.
9. The apparatus of claim 7, wherein the resource transfer module is further configured to display a transfer information confirmation interface, the transfer information confirmation interface displaying the first resource transfer party information and the first resource manager information, and respond to an information confirmation operation triggered by the transfer information confirmation interface, to perform resource transfer according to the resource transfer party information and the resource manager information in the transfer information confirmation interface.
10. The apparatus of claim 9, wherein the resource transfer module is further configured to, in response to a modification operation of the first resource manager information in the transfer information confirmation interface, modify the first resource manager information in the transfer information confirmation interface to obtain modified resource manager information.
11. The apparatus of claim 7, wherein the resource transfer module is further configured to send a resource transfer request to a resource transfer server, the resource transfer request carrying the first resource transfer-in party information and the first resource manager information, such that the resource transfer server verifies the first resource manager information, and when the verification passes, instructs the first resource manager to transfer resources according to the first resource transfer-in party information.
12. A resource transfer apparatus, performed by a resource transfer server, the apparatus comprising: The request receiving module is used for receiving an information acquisition request sent by a resource transfer terminal, wherein the information acquisition request carries first resource transfer party information, the information acquisition request is used for inquiring first resource management party information corresponding to a first information acquisition item, the first information acquisition item is an information acquisition interface for eliminating redundancy of a target redundancy item, the target redundancy item comprises at least one information acquisition item corresponding to a first transfer information acquisition interface displayed by the resource transfer terminal, the first resource management party information comprises a resource transfer identification code, the first resource transfer party information is acquired through the first transfer information acquisition interface, the first resource transfer party information comprises a resource transfer party input or a first resource transfer party name, a first resource transfer party account number and a first resource transfer party address selected from a plurality of candidate first resource transfer party information, the first transfer information acquisition interface is an information acquisition interface for eliminating redundancy of the target redundancy item, and the target redundancy item comprises at least one information acquisition item corresponding to a first resource transfer area; The information processing module is used for responding to the information acquisition request, acquiring first resource management side information corresponding to the first information acquisition item according to the first resource transfer side information, and comprises a bank identification code for identifying a first resource transfer side account in the first resource transfer side information, determining a resource management side type corresponding to the first resource transfer side account according to the corresponding relation between the bank identification code and a bank, wherein the resource management side type comprises a collection bank, determining an account generation strategy corresponding to the resource management side type, determining a first resource management side identification according to the account generation strategy and the first resource transfer side account, and determining a resource transfer identification code corresponding to a first resource management side according to the first resource management side identification and the corresponding relation between the resource management side identification and the resource transfer identification code, wherein the first resource management side identification is a bank linkage number; and the information sending module is used for sending the first resource management side information to the resource transfer terminal so that the resource transfer terminal performs resource transfer according to the first resource transfer side information and the first resource management side information.
13. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor implements the method of any one of claims 1 to 6 when executing the computer program.
14. A computer readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the method of any one of claims 1 to 6.
15. A computer program product comprising computer instructions which, when executed by a processor, implement the method of any one of claims 1 to 6.

Description

Resource transfer method, device, computer equipment and storage medium Technical Field The present application relates to the field of internet technologies, and in particular, to a resource transfer method, a device, a computer device, and a storage medium. Background With the development of internet technology, a mode of transferring resources through the internet appears, and more users choose to transfer resources on the internet through a resource transfer terminal. For example, the user may make a cross-border money transfer or payment via the internet, etc. When a resource transfer is required, a user is generally required to input various relevant information such as a payee address and the like. However, in the conventional manner, the process of inputting information is complicated, and in some cases, the user cannot even obtain relevant information, so that the efficiency of resource transfer is low. Disclosure of Invention In view of the foregoing, it is desirable to provide a resource transfer method, apparatus, computer device, and storage medium that can improve the efficiency of resource transfer. A method of resource transfer, the method comprising: Displaying a first transfer information acquisition interface, wherein the first transfer information acquisition interface is an information acquisition interface which takes an information acquisition item corresponding to at least one resource management party information as a target redundancy item and performs redundancy elimination; acquiring first resource transfer-in party information through the first transfer information acquisition interface; Acquiring first resource management side information corresponding to a first resource transfer side according to the first resource transfer side information, wherein a first information acquisition item corresponding to the first resource management side information is the target redundancy item; and transferring the resources according to the first resource transfer-in party information and the first resource management party information. A resource transfer apparatus, the apparatus comprising: the interface display module is used for displaying a first transfer information acquisition interface, wherein the first transfer information acquisition interface is an information acquisition interface which takes an information acquisition item corresponding to at least one resource management party information as a target redundancy item and performs redundancy elimination; The information acquisition module is used for acquiring first resource transfer-in party information through the first transfer information acquisition interface, acquiring first resource management party information corresponding to a first resource transfer-in party according to the first resource transfer-in party information, wherein a first information acquisition item corresponding to the first resource management party information is the target redundancy item; And the resource transfer module is used for transferring the resources according to the first resource transfer-in party information and the first resource management party information. A computer device comprising a memory storing a computer program and a processor which when executing the computer program performs the steps of: Displaying a first transfer information acquisition interface, wherein the first transfer information acquisition interface is an information acquisition interface which takes an information acquisition item corresponding to at least one resource management party information as a target redundancy item and performs redundancy elimination; acquiring first resource transfer-in party information through the first transfer information acquisition interface; Acquiring first resource management side information corresponding to a first resource transfer side according to the first resource transfer side information, wherein a first information acquisition item corresponding to the first resource management side information is the target redundancy item; and transferring the resources according to the first resource transfer-in party information and the first resource management party information. A computer readable storage medium having stored thereon a computer program which when executed by a processor performs the steps of: Displaying a first transfer information acquisition interface, wherein the first transfer information acquisition interface is an information acquisition interface which takes an information acquisition item corresponding to at least one resource management party information as a target redundancy item and performs redundancy elimination; acquiring first resource transfer-in party information through the first transfer information acquisition interface; Acquiring first resource management side information corresponding to a first resource transfer side according to the first resource transfer side information, wherein