CN-121981103-A - Contract checking method, terminal equipment and computer program product

CN121981103ACN 121981103 ACN121981103 ACN 121981103ACN-121981103-A

Abstract

Setting up contract discrimination models of different role positions, and standing on different positions to examine the same contract by using the different contract discrimination models to obtain risk discrimination results of the contract under different positions when carrying out contract examination; and obtaining the balance index of the contract data and the contract modification suggestion by comparing the risk degrees of the clauses in each risk discrimination result. The application uses the contract discriminating model to examine the contract, omits the manual examination process, improves the automation degree of contract examination, and further improves the contract examination efficiency. In addition, the application sets the contract discrimination models of different role positions, audits the contract from different role positions, avoids the limitation of contract audit, realizes the comprehensive and antagonistic risk insight of contract audit, and improves the accuracy of contract audit.

Inventors

SUN XUEYAN
ZHENG HONGJIAN
CHEN JINHUI
ZHU RONGHUA
XIANG JUNJIE

Assignees

金蝶软件（中国）有限公司

Dates

Publication Date: 20260505
Application Date: 20251209

Claims (10)

1. A contract review method, comprising: acquiring contract data to be audited and role information of a user in the contract data; Inputting the contract data into a plurality of contract judging models, wherein each contract judging model carries out risk examination on terms in the contract data from a role standpoint set by the contract judging model to obtain a risk judging result output by each contract judging model, the role standpoint set by different contract judging models are different, and the risk judging result has the risk degree of each term in the corresponding role standpoint; And comparing the risk degrees of the clauses in the risk judging results to obtain a balance degree index of the contract data and contract modification suggestions matched with the role information of the user, wherein the balance degree index represents the fairness degree of the contract data.
2. The contract review method of claim 1, wherein comparing risk levels of terms in each of the risk discrimination results to obtain a balance index for the contract data includes: comparing the risk degrees of the terms in the risk discrimination results to determine conflict terms existing in the contract data, wherein the conflict terms are terms with different risk degrees in different role positions; Calculating risk assessment values respectively born by the contract data in each role standpoint based on the content of the conflict clause and the risk degree of the conflict clause in the risk discrimination result; and evaluating the fairness degree of the contract data based on each risk evaluation value to obtain the balance degree index of the contract data.
3. The contract review method of claim 2, wherein the calculating of risk assessment values to which the contract data is subjected in the respective role positions based on the contents of the conflicting terms and the degree of risk of the conflicting terms in the risk discrimination result includes: Aiming at the risk discrimination results corresponding to each role position, determining a risk quantification value of the conflict clause according to the risk degree of the conflict clause in the risk discrimination results; Determining global weights corresponding to the conflict clauses according to the clause types of the conflict clauses; determining a weight scaling factor of the conflict clause according to the context scene of the contract data; a risk assessment value to which the contract data is subjected in the role standpoint is determined based on the risk quantification value of the conflict clause, the global weight, and the weight scaling factor.
4. The contract review method of claim 3, wherein the evaluating the fairness of the contract data based on the respective risk assessment values to obtain a balance index of the contract data includes: calculating standard deviation of each risk assessment value and average value of each risk assessment value; And calculating a balance index of the contract data based on the standard deviation and the average value.
5. The contract review method of claim 4, wherein the calculating a balance index of the contract data based on the standard deviation and the average includes: calculating an initial balance of the contract data based on the standard deviation and the average value; Calculating the risk difference of the conflict clause in different risk discrimination results according to the risk quantification values of the conflict clause in different risk discrimination results; determining a conflict penalty factor based on the risk differences for all of the conflicting terms; And correcting the initial balance degree by using the conflict penalty factor to obtain a balance degree index of the contract data.
6. The contract review method of claim 5, wherein said determining a conflict penalty factor based on said risk differences for all of said conflicting terms includes: Calculating the product of the global weight of the conflict clause and the weight scaling factor to obtain the composite weight of the conflict clause; A conflict penalty factor is determined based on the risk differences for all of the conflicting terms and all of the composite weights.
7. The contract review method of claim 6, wherein said determining a conflict penalty factor based on said risk differences for all of said conflicting terms and all of said composite weights includes: Determining a conflict penalty factor by using a penalty factor calculation model according to the risk differences of all the conflict clauses and all the composite weights; Wherein, the penalty factor calculation model is: , for the conflict penalty factor, n is the total number of conflicting terms, For the risk difference of the ith conflicting term, The composite weight of the ith conflicting term, Is a preset maximum conflict value.
8. The contract review method according to any one of claims 1 to 7, characterized in that after acquiring contract data to be reviewed and role information of a user, the method further includes: extracting key elements in the contract data to generate structured contract data; correspondingly, the inputting the contract data into a plurality of contract judging models, each contract judging model carries out risk examination on terms in the contract data from the role standpoint set by the contract judging model, and a risk judging result output by each contract judging model is obtained, and the method comprises the following steps: And inputting the structured contract data into a plurality of contract judging models, and carrying out risk examination on terms in the contract data by each contract judging model from the role standpoint set by the contract judging models to obtain risk judging results output by each contract judging model.
9. A terminal device comprising a memory, a processor and a computer program stored in the memory and executable on the processor, characterized in that the processor implements the contract checking method according to any one of claims 1 to 8 when executing the computer program.
10. A computer program product, characterized in that the computer program product, when run on a terminal device, causes the terminal device to perform the contract checking method according to any of claims 1 to 8.

Description

Contract checking method, terminal equipment and computer program product Technical Field The application belongs to the technical field of data processing, and particularly relates to a contract checking method, terminal equipment and a computer program product. Background Contracts are the core carriers of business activities, where the stringency, legitimacy, and compliance of terms are directly related to the business risk and benefit of an enterprise. Currently, in most enterprises and institutions, auditing work of contracts still mainly depends on manual manners of law enforcement personnel or professional lawyers. The auditing personnel need to read all contents word by word and sentence by sentence, identify key terms and compare the key terms with internal standards and laws and regulations, so that the auditing period of the contract is long, the auditing efficiency is low, and the service circulation speed is seriously influenced. Disclosure of Invention The embodiment of the application provides a contract checking method, terminal equipment and a computer program product, which can solve the problem of low contract checking efficiency. In a first aspect, an embodiment of the present application provides a contract checking method, including: acquiring contract data to be audited and role information of a user in the contract data; Inputting the contract data into a plurality of contract judging models, wherein each contract judging model carries out risk examination on terms in the contract data from a role standpoint set by the contract judging model to obtain a risk judging result output by each contract judging model, the role standpoint set by different contract judging models are different, and the risk judging result has the risk degree of each term in the corresponding role standpoint; And comparing the risk degrees of the clauses in the risk judging results to obtain a balance degree index of the contract data and contract modification suggestions matched with the role information of the user, wherein the balance degree index represents the fairness degree of the contract data. In the application, contract discrimination models of different role positions are established, when contract examination is carried out, the same contract is examined in different positions by utilizing the different contract discrimination models, risk discrimination results of the contract in different positions are obtained, and finally, balance degree indexes of contract data and contract modification suggestions matched with the role information of a user are obtained by comparing the risk degrees of terms in the risk discrimination results. The application uses the contract discriminating model to examine the contract, omits the manual examination process, improves the automation degree of contract examination, and further improves the contract examination efficiency. In addition, the application sets the contract discrimination models of different role positions, audits the contract from different role positions, avoids the limitation of contract audit, realizes the comprehensive and antagonistic risk insight of contract audit, and improves the accuracy of contract audit. In a possible implementation manner of the first aspect, comparing the risk degrees of the terms in each risk discrimination result to obtain the balance index of the contract data includes: comparing the risk degrees of the terms in the risk discrimination results to determine conflict terms existing in the contract data, wherein the conflict terms are terms with different risk degrees in different role positions; Calculating risk assessment values respectively born by the contract data in each role standpoint based on the content of the conflict clause and the risk degree of the conflict clause in the risk discrimination result; and evaluating the fairness degree of the contract data based on each risk evaluation value to obtain the balance degree index of the contract data. In the application, the conflict clause is a clause which is easy to be disputed by parties signing a contract, the dispute clause is determined according to a risk judging result, the risk degree of the dispute clause in contract data is determined, and finally, the balance degree index is calculated according to the risk degree of the dispute clause, so that the calculated balance degree index can be matched with the risk degree of the contract. In a possible implementation manner of the first aspect, the calculating, based on the content of the conflict term and the risk degree of the conflict term in the risk discrimination result, a risk assessment value to which the contract data is respectively subjected in each of the role positions includes: Aiming at the risk discrimination results corresponding to each role position, determining a risk quantification value of the conflict clause according to the risk degree of the conflict clause in the risk discriminat