CN-121998727-A - Electronic payment method, device, equipment and storage medium

Abstract

The present application relates to an electronic payment method, apparatus, computer device, storage medium and computer program product. The method comprises the steps of displaying popularization information of a target application, transmitting an installation file of the target application to terminal equipment in response to interactive operation aiming at the popularization information, enabling a target object of the terminal equipment to be an object for paying a target order, outputting prompt information for prompting payment of the target order after the terminal equipment finishes installation of the target application based on the installation file, and outputting a payment result of the target order in response to payment operation, wherein the payment amount of the target order comprises the payment amount of the target object and the rewarding amount obtained after the target application is installed. The method can expand the service of electronic payment.

Inventors

• WANG SHAOMING

Assignees

• 腾讯科技（深圳）有限公司

Dates

Publication Date

20260508

Application Date

20241107

Claims (15)

1. 1. A method of electronic payment, the method comprising: Displaying popularization information of the target application; transmitting an installation file of the target application to terminal equipment in response to the interactive operation aiming at the popularization information, wherein the target object of the terminal equipment is an object for paying a target order; after the terminal equipment completes the installation of the target application based on the installation file, outputting prompt information for prompting the payment of the target order; And outputting a payment result of the target order in response to the payment operation, wherein the payment amount of the target order comprises the payment amount of the target object and the rewarding amount obtained after the target application is installed.
2. 2. The method according to claim 1, wherein before transmitting the installation file of the target application to the terminal device, the method further comprises: Outputting connection prompt information; Under the condition that the terminal equipment responds to the connection prompt information to start a near field communication function, establishing communication connection with the terminal equipment and outputting connection state prompt information; The transmitting the installation file of the target application to the terminal equipment comprises the following steps: and transmitting the installation file of the target application to the terminal equipment through the communication connection.
3. 3. The method according to claim 1, wherein said transmitting the installation file of the target application to the terminal device comprises: after receiving the public key sent by the terminal equipment, encrypting the installation file of the target application based on the public key to obtain an encrypted installation file; And transmitting the encrypted installation file to the terminal equipment so that the terminal equipment decrypts the encrypted installation file based on the private key to obtain the installation file.
4. 4. The method according to claim 1, wherein the method further comprises: sending an installation state query request to the terminal equipment; receiving a response result returned by the terminal equipment for the installation state query request; When the response result represents that the target application is not installed on the terminal equipment, executing the step of transmitting the installation file of the target application to the terminal equipment; And outputting prompt information that the terminal equipment does not meet the activity rule of the target application when the response result characterizes that the target application is installed on the terminal equipment.
5. 5. The method according to claim 1, wherein the presenting promotion information of the target application includes: Acquiring at least two stored promotion information to be promoted and applied; When a display event aiming at a target application in the application to be promoted is triggered, the promotion information of the target application is displayed, wherein the display event comprises a carousel switching event and a manual switching event.
6. 6. The method of claim 5, wherein the method further comprises: The method comprises the steps of receiving configuration information of a promotion activity to be promoted and applied, wherein the configuration information comprises promotion information and an installation file, and the configuration information is sent after an activity request initiated by an activity initiator is checked by a server; and storing the popularization information and the installation file.
7. 7. The method of claim 6, wherein the method is applied to a payment device, and wherein outputting the payment result for the target order in response to the payment operation comprises: Acquiring identity verification information of the target object in response to payment operation, and acquiring equipment identification of the payment equipment and channel identification of the installation file, wherein the channel identification is used for representing a popularization channel of the target application; determining the bonus amount based on the device identification, the channel identification, and the configuration information; When the identity verification is completed based on the identity verification information, order payment is carried out based on the order amount of the target order and the rewarding amount, and a payment result of the target order is obtained; And displaying the payment result or playing the payment result in a voice mode.
8. 8. The method of claim 7, wherein the payment operation comprises a biometric payment operation, wherein the identity verification information comprises any one of a palm image, a face image, a finger image, an eye image, and wherein the obtaining the identity verification information of the target object in response to the payment operation comprises: responding to the palm brushing payment operation, and acquiring a body part image sequence through the payment equipment; Performing preliminary image screening on the body part image sequence to obtain candidate body part images; determining a body part direction and a body part size for each of the candidate body part images; A body part image for authentication is selected from the body part images based on the body part direction and the body part dimensions.
9. 9. The method according to claims 1 to 8, wherein the number of target applications is at least two, and wherein the presenting promotion information of target applications comprises: Displaying popularization information of the ith target application; responding to an information adding operation, and adding the ith target application into an activity list, wherein i is a positive integer greater than or equal to 1; In response to the information switching operation, assigning i=i+1, and returning to the step of displaying the promotion information of the ith target application until the interactive operation for the promotion information is detected, and stopping the circulation process; The response to the interactive operation for the popularization information transmits the installation file of the target application to a terminal device, and the method comprises the following steps: And transmitting an installation file of each target application in the active list to the terminal device in response to a confirmation operation for the active list.
10. 10. The method of claim 9, wherein the information joining operation comprises a first gesture operation, wherein the information switching operation comprises a second gesture operation, and wherein the method further comprises: acquiring a gesture image; Performing gesture recognition based on the gesture image to obtain a recognition gesture; when the identification gesture is matched with a first preset gesture, determining that a first gesture operation is triggered; and when the recognition gesture is matched with a second preset gesture, determining that a second gesture operation is triggered.
11. 11. The method according to any one of claims 1 to 8, further comprising: displaying the transmission progress of the installation file of the target application in the process of transmitting the installation file of the target application to the terminal equipment; And displaying the installation progress of the target application in the process that the terminal equipment installs the target application based on the installation file.
12. 12. An electronic payment device, the device comprising: the promotion information display module is used for displaying promotion information of the target application; The file sending module is used for responding to the interactive operation aiming at the popularization information and transmitting the installation file of the target application to the terminal equipment, wherein the target object of the terminal equipment is an object for paying a target order; The prompt information output module is used for outputting prompt information for prompting payment of the target order after the terminal equipment completes installation of the target application based on the installation file; And the payment result display module is used for responding to the payment operation and outputting the payment result of the target order, wherein the payment amount of the target order comprises the payment amount of the target object and the rewarding amount obtained after the target application is installed.
13. 13. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor implements the steps of the method of any one of claims 1 to 11 when the computer program is executed.
14. 14. A computer readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 11.
15. 15. A computer program product comprising a computer program, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any one of claims 1 to 11.

Description

Electronic payment method, device, equipment and storage medium Technical Field The present application relates to the field of artificial intelligence technologies, and in particular, to an electronic payment method, apparatus, device, and storage medium. Background With the rapid development of digitization and mobile internet, electronic payment is widely supplied as an important way of modern transactions. However, the existing electronic payment method generally only can satisfy basic payment functions, and cannot provide diversified services for users. Disclosure of Invention Based on the foregoing, it is necessary to provide an electronic payment method, apparatus, device and storage medium capable of expanding the electronic payment function. In a first aspect, the present application provides an electronic payment method, the method comprising: Displaying popularization information of the target application; transmitting an installation file of the target application to terminal equipment in response to the interactive operation aiming at the popularization information, wherein the target object of the terminal equipment is an object for paying a target order; after the terminal equipment completes the installation of the target application based on the installation file, outputting prompt information for prompting the payment of the target order; And outputting a payment result of the target order in response to the payment operation, wherein the payment amount of the target order comprises the payment amount of the target object and the rewarding amount obtained after the target application is installed. In a second aspect, the present application also provides an electronic payment device, the device comprising: the promotion information display module is used for displaying promotion information of the target application; The file sending module is used for responding to the interactive operation aiming at the popularization information and transmitting the installation file of the target application to the terminal equipment, wherein the target object of the terminal equipment is an object for paying a target order; The prompt information output module is used for outputting prompt information for prompting payment of the target order after the terminal equipment completes installation of the target application based on the installation file; And the payment result display module is used for responding to the payment operation and outputting the payment result of the target order, wherein the payment amount of the target order comprises the payment amount of the target object and the rewarding amount obtained after the target application is installed. In one embodiment, the prompt information output module is further configured to output connection prompt information; The device also comprises a communication connection establishment module, a communication connection control module and a communication control module, wherein the communication connection establishment module is used for establishing communication connection with the terminal equipment and outputting connection state prompt information under the condition that the terminal equipment responds to the connection prompt information and starts a near field communication function; The file sending module is further used for: and transmitting the installation file of the target application to the terminal equipment through the communication connection. In one embodiment, the file sending module is further configured to: after receiving the public key sent by the terminal equipment, encrypting the installation file of the target application based on the public key to obtain an encrypted installation file; And transmitting the encrypted installation file to the terminal equipment so that the terminal equipment decrypts the encrypted installation file based on the private key to obtain the installation file. In one embodiment, the file sending module is further configured to: sending an installation state query request to the terminal equipment; receiving a response result returned by the terminal equipment for the installation state query request; When the response result represents that the target application is not installed on the terminal equipment, executing the step of transmitting the installation file of the target application to the terminal equipment; And outputting prompt information that the terminal equipment does not meet the activity rule of the target application when the response result characterizes that the target application is installed on the terminal equipment. In one embodiment, the promotion information presentation module is further configured to: Acquiring at least two stored promotion information to be promoted and applied; When a display event aiming at a target application in the application to be promoted is triggered, the promotion information of the target application is displayed, wherein the display ev