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CN-122022818-A - Service execution method and device, storage medium and electronic equipment

CN122022818ACN 122022818 ACN122022818 ACN 122022818ACN-122022818-A

Abstract

The embodiment of the specification discloses a service execution method, which comprises the steps of firstly generating a virtual service card of a user according to a credit evaluation value of the user, wherein the user not only has the virtual service card of the user, but also can obtain virtual service cards of other users, when executing a service, firstly displaying execution conditions, selecting a target service card from the obtained virtual service cards of other users by the user, taking the virtual service card of the user as the target service card, and executing the service for the user when attribute data of each target service card meets the execution conditions. The method does not take the credit of the user as a parameter in the process of executing the service, but is a virtual resource held by the user, and the virtual resource can interact with other users and also determine whether the user has the authority of executing the service, so that the service execution mode is enriched.

Inventors

  • LIN FEI

Assignees

  • 支付宝(杭州)数字服务技术有限公司

Dates

Publication Date
20260512
Application Date
20260130

Claims (12)

  1. 1. A method of service execution, the method comprising: acquiring a credit evaluation value of a target user; Generating a virtual business card of the target user according to the credit evaluation value, wherein the virtual business card is provided with attribute data, and the attribute data is determined according to the credit evaluation value; acquiring and displaying an execution condition corresponding to a service to be executed; Determining a virtual service card selected by the target user from virtual service cards of other users obtained by the target user, and taking the virtual service card of the target user and the virtual service card selected by the target user as target service cards; and executing the service to be executed for the target user when the target service cards are determined to meet the execution conditions according to the attribute data of the target service cards.
  2. 2. The method of claim 1, obtaining a credit rating value of a target user, specifically comprising: acquiring a current credit evaluation value of a target user; generating a virtual service card of the target user according to the credit evaluation value, wherein the virtual service card specifically comprises the following steps: And generating a virtual service card with attribute data as the current credit evaluation value of the target user according to the current credit evaluation value of the target user, wherein the face value of the virtual service card is kept unchanged.
  3. 3. The method of claim 1, generating the virtual service card of the target user, specifically comprising: creating a service card pool for the target user and generating a virtual service card of the target user; And storing the virtual service card of the target user in the service card pool.
  4. 4. A method as claimed in claim 3, the method further comprising: Acquiring user information of other users, sending an acquisition request for acquiring the virtual service card of the other users to the other users according to the user information of the other users, acquiring copies of the virtual service card of the other users after receiving an acquisition permission response message returned by the other users based on the acquisition request, storing the copies of the virtual service card of the other users in the service card pool and providing the copies of the virtual service card of the target users to the other users, or Receiving an acquisition request sent by other users according to the user information of the target user and used for acquiring the virtual service card of the target user, returning an acquisition permission response message to the other users based on the operation of the target user, providing the copy of the virtual service card of the target user for the other users, acquiring the copy of the virtual service card of the other users, and storing the copy of the virtual service card of the other users in the service card pool.
  5. 5. The method according to claim 4, storing copies of the virtual service cards of the other users in the service card pool, specifically comprising: Determining the number of virtual service cards stored in the service card pool and the maximum capacity of the service card pool; if the number of the stored virtual service cards does not reach the maximum capacity, storing copies of the virtual service cards of other users in the service card pool; and if the number of the stored virtual service cards reaches the maximum capacity, taking the copies of the virtual service cards of other users as service cards to be added, discarding the copies of the virtual service cards of other users, or storing the copies of the virtual service cards of other users in the service card pool after discarding at least one stored virtual service card selected by the target user according to the operation of the target user.
  6. 6. The method of claim 3, the pool of business cards having a maximum capacity; the method further comprises the steps of: For each preset operation, monitoring whether the target user performs the preset operation within a preset time period; if yes, the maximum capacity of the service card pool is increased according to the capacity increment configured for the preset operation in advance.
  7. 7. The method of claim 1, determining a virtual service card selected by the target user from virtual service cards of other users obtained by the target user, specifically comprising: Determining virtual service cards selected by the target user from virtual service cards of other users obtained by the target user based on the operation of the target user, or And according to the execution conditions and the attribute data of the virtual service cards of the other users obtained by the target user, adopting a preset greedy optimization algorithm, taking the selected attribute data of the target service cards as an optimization target, taking at least the virtual service card of the target user as a constraint, selecting a target service card from the virtual service cards of the other users obtained by the target user, and recommending the selected target service cards to the target user.
  8. 8. The method of claim 1 or 7, wherein the execution condition includes that a sum of attribute data of each target service card is equal to a preset target value; When determining that each target service card meets the execution condition according to the attribute data of each target service card, executing the service to be executed for the target user, specifically including: when the sum of the attribute data of each target service card is equal to the preset target value, judging whether a special service card with the attribute data being preset special attribute data exists in each target service card; If not, providing default resources corresponding to the service to be executed for the target user; If yes, determining a weight preset for special attribute data corresponding to the special service card, determining a target resource according to the weight and the default resource, and providing the target resource for the target user.
  9. 9. A service execution apparatus, the apparatus comprising: the credit acquisition module is used for acquiring a credit evaluation value of the target user; The generation module is used for generating a virtual service card of the target user according to the credit evaluation value, wherein the virtual service card is provided with attribute data, and the attribute data is determined according to the credit evaluation value; the condition acquisition module is used for acquiring and displaying the execution conditions corresponding to the service to be executed; the interaction module is used for determining a virtual service card selected by the target user from virtual service cards of other users obtained by the target user, and taking the virtual service card of the target user and the virtual service card selected by the target user as target service cards; And the execution module is used for executing the service to be executed for the target user when the target service cards are determined to meet the execution conditions according to the attribute data of the target service cards.
  10. 10. A computer readable storage medium storing a computer program which, when executed by a processor, implements the method of any of the preceding claims 1-8.
  11. 11. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the method of any of the preceding claims 1-8 when the program is executed.
  12. 12. A computer program product comprising a computer program which, when executed by a processor, implements the method of any of the preceding claims 1-8.

Description

Service execution method and device, storage medium and electronic equipment Technical Field The present disclosure relates to the field of computer technologies, and in particular, to a service execution method, a device, a storage medium, and an electronic apparatus. Background With the development of the age, service providers have paid more and more attention to the credit of users using services provided by themselves, and generally, the credit of users is taken as a parameter for executing services when providing service for the users. Generally, the credit of the user is used in a single manner in the process of executing the service, and it is generally determined, according to the credit evaluation value of the user, what degree of wind control policy is used to wind control the user, and then the service is executed according to the wind control result. This results in a relatively fixed single manner of service execution, lacking in diversity. Therefore, how to increase the diversity of service execution modes is a problem to be solved. Disclosure of Invention The embodiment of the specification provides a service execution method, a device, a storage medium and an electronic device, so as to partially solve the problems in the prior art. The embodiment of the specification adopts the following technical scheme: The service execution method provided by the specification comprises the following steps: acquiring a credit evaluation value of a target user; Generating a virtual business card of the target user according to the credit evaluation value, wherein the virtual business card is provided with attribute data, and the attribute data is determined according to the credit evaluation value; acquiring and displaying an execution condition corresponding to a service to be executed; Determining a virtual service card selected by the target user from virtual service cards of other users obtained by the target user, and taking the virtual service card of the target user and the virtual service card selected by the target user as target service cards; and executing the service to be executed for the target user when the target service cards are determined to meet the execution conditions according to the attribute data of the target service cards. The service execution device provided in the present specification, the device includes: the credit acquisition module is used for acquiring a credit evaluation value of the target user; The generation module is used for generating a virtual service card of the target user according to the credit evaluation value, wherein the virtual service card is provided with attribute data, and the attribute data is determined according to the credit evaluation value; the condition acquisition module is used for acquiring and displaying the execution conditions corresponding to the service to be executed; the interaction module is used for determining a virtual service card selected by the target user from virtual service cards of other users obtained by the target user, and taking the virtual service card of the target user and the virtual service card selected by the target user as target service cards; And the execution module is used for executing the service to be executed for the target user when the target service cards are determined to meet the execution conditions according to the attribute data of the target service cards. A computer-readable storage medium is provided in the present specification, the storage medium storing a computer program that, when executed by a processor, implements the above-described service execution method. The electronic device provided by the specification comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the processor realizes the service execution method when executing the program. A computer program product is provided in the present specification, where the computer program product includes a computer program, and the computer program when executed by a processor implements the service execution method described above. The above-mentioned at least one technical scheme that this description embodiment adopted can reach following beneficial effect: The embodiment of the specification discloses a service execution method, which comprises the steps of firstly generating a virtual service card of a user according to a credit evaluation value of the user, wherein the user not only has the virtual service card of the user, but also can obtain virtual service cards of other users, when executing a service, firstly displaying execution conditions, selecting a target service card from the obtained virtual service cards of other users by the user, taking the virtual service card of the user as the target service card, and executing the service for the user when attribute data of each target service card meets the execution conditions. The method does not take the