CN-122022975-A - Capital supervision system and method based on driving training industry

CN122022975ACN 122022975 ACN122022975 ACN 122022975ACN-122022975-A

Abstract

The application provides a fund supervision system and method based on a driving and training industry, wherein a server layer comprises a main server, a first container used for bearing business services, a second container used for bearing data synchronization services, a third container used for bearing interface adaptation services and a fourth container used for bearing fund supervision services, a client layer comprises a student end device, a driving school end device, a bank end device and a supervision department end device, the student end device flows a student fee paid by the student into a fund supervision account, the driving school end device sends training progress of the student to a cooperative layer for authenticity comparison, the cooperative layer sends a fund transfer instruction to the bank end device after the training progress is verified successfully, and the bank end device transfers funds in the fund supervision account to the driving school end device and sends a fund transfer result to the supervision department end device. The application can realize the whole process collaboration of registration, payment, training, payment and supervision, and improve the supervision efficiency of funds.

Inventors

ZHU XING
JIANG YINGHAO

Assignees

武汉木仓科技股份有限公司

Dates

Publication Date: 20260512
Application Date: 20251231

Claims (10)

1. The fund supervision system based on the driving training industry is characterized in that the architecture of the fund supervision system comprises a client layer, a server layer and a coordination layer; The server layer comprises a main server, a first container for bearing business services, a second container for bearing data synchronization services, a third container for bearing interface adaptation services and a fourth container for bearing fund supervision services; the client layer comprises a student end device, a driving school end device, a bank end device and a supervision department end device which are communicated with the server layer; the coordination layer comprises a right management and control module, wherein the right management and control module is used for configuring a fee payment right for the student side device, providing a student training progress report and a funds transfer right for the driving school side device, providing a funds supervision account creation and funds inflow and outflow monitoring right for the bank side device and providing a funds supervision right for the supervision department side device; The system comprises a student end device, a driving school end device, a bank end device, a supervision department end device and a management department end device, wherein the student end device is used for flowing a student fee paid by the student into the fund supervision account, the driving school end device is used for sending the training progress of the student to the cooperation layer for authenticity comparison, the cooperation layer sends a fund transfer instruction to the bank end device after successful authenticity verification of the training progress, and the bank end device transfers funds in the fund supervision account to the driving school end device according to the fund transfer instruction and sends a fund transfer result to the supervision department end device.
2. The drive training industry based funds management system of claim 1, wherein the collaboration layer further comprises a data real-time synchronization module; the driving school side device is also used for synchronously transmitting the training progress to the student side device according to the data real-time synchronization module; And the bank end device is also used for synchronously transmitting the money transfer result to the student end device and the driving school end device according to the data real-time synchronization module.
3. The drive training industry based funds management system of claim 2, wherein the collaboration layer further comprises a business logic linkage module; The business logic linkage module is used for setting fund payment proportions corresponding to different training progress; The business logic linkage module is further used for verifying the training progress, and sending the fund transfer instruction to the bank end device after the training progress is verified successfully, wherein the fund transfer instruction carries the fund transfer proportion corresponding to the training progress; The bank end device transfers the funds in the funds monitoring account to the driving school end device according to the funds transfer instruction, and the method comprises the following steps: and the bank end device responds to the fund transfer instruction and transfers the academic charge paid by the learner in the fund supervision account to the driving school end device according to the fund transfer proportion.
4. The drive training industry based funds management system of claim 1, wherein the architecture of the funds management system further comprises an adaptation layer; the adaptation layer is deployed on the server layer and is used for converting non-standard interfaces of the heterogeneous driving school terminal devices into preset universal interfaces.
5. The drive training industry based funds management system of claim 4, wherein the adaptation layer comprises an interface standardized conversion module and a data format unification module; The interface standardized conversion module is used for converting the non-standard interfaces into the preset universal interfaces; the data format unification module is used for defining a standard data format and converting a non-standard data format in the training progress into the standard data format.
6. The system for supervising funds based on the driving training industry as set forth in claim 1, wherein the learner-side device comprises a driving school information inquiry module, an online registration module, a fee payment module, a funds flow inquiry module, a training progress viewing module and a complaint feedback module; The driving school terminal device comprises a resident auditing module, a course management module, a teaching progress reporting module, a fund transfer application module, an account inquiry module and a credit evaluation receiving module; The bank end device comprises a supervision account management module, a fund circulation monitoring module, an allocation execution module and a transaction record synchronization module; the supervision department end device comprises an industry data statistics module, a fund flow supervision module, a driving school compliance auditing module and a complaint processing tracking module.
7. The drive training industry based funds management system of claim 6, wherein the driving school side device is further configured to send driving school qualification information to the supervision department side device according to the stay auditing module; and the supervision department side device is also used for auditing the driving school qualification of the driving school according to the driving school qualification information.
8. The drive training industry based funds management system of any of claims 1 to 7, wherein the architecture of the funds management system further comprises a database layer; The collaboration layer is disposed between the database layer and the server layer; the database layer is used for storing student information of the students, driving school qualification information of the driving school, training course data, fund transaction records and training progress data.
9. A method of funds supervision based on the driving training industry, characterized by being applied to the funds supervision system of any one of claims 1 to 8; the fund supervision method comprises the following steps: Receiving a school fee paid by a student through a student end device, and flowing the school fee into a fund supervision account created by a bank end device; Responding to a money transfer request sent by a driving school terminal device, and carrying out authenticity comparison on the training progress of the learner carried in the money transfer request through a coordination layer; After the authenticity of the training progress is successfully verified by the coordination layer, the coordination layer sends a fund transfer instruction to the bank end device; After the bank end device receives the money transfer instruction, transferring the money in the money monitoring account to the driving school end device according to the money transfer instruction, and sending a money transfer result to the monitoring department end device.
10. The method for supervising funds based on the driving training industry as set forth in claim 9, further comprising, prior to said receiving the student fee paid by the student via the student side device: Transmitting driving school qualification information of the driving school to the supervision department end device through the driving school end device; Checking the driving school qualification through the supervision department end device; The receiving, by the learner terminal device, the fee paid by the learner, including: and receiving the academic fee through the student side device under the condition that the supervision department side device passes the qualification audit of the driving school.

Description

Capital supervision system and method based on driving training industry Technical Field The application relates to the crossing field of fund supervision technology and informatization technology of driving training industry, in particular to a fund supervision system and method based on the driving training industry. Background With the rapid development of the driving training industry, the number of driving schools is increased, but the problem of lack of supervision of the money in the industry is increasingly prominent, and the problems are mainly manifested by disorder of rolling money running of the driving schools, difficulty in fee withdrawal of students, and 'taking card' of coaches, thereby seriously damaging the rights and interests of the students and destroying the industry order. In order to solve the above problems, the driving and training industry needs to establish a fund supervision system, but the following key defects exist in the prior art: 1. The multi-role coordination is insufficient, the existing supervision scheme does not form a closed-loop coordination mechanism of students, driving schools, banks and supervision departments, all main body information is split, the supervision departments cannot grasp the fund flow direction and the training progress in real time, and the data interaction of the banks, the driving schools and the platforms has barriers, so that the supervision flows in a form. 2. The system architecture has poor expansibility, and the existing driving training related system is mostly designed with a single function (for example, only responsible for registering or only recording training), is difficult to bear massive trainee data, has concurrent access to multiple driving schools and cross-main data interaction requirements, and cannot be quickly adapted to the change of industry policies or business modes. Accordingly, a new drive training industry based funds management system is needed to address the above-described issues. Disclosure of Invention In view of the above, the application provides a fund supervision system and a method based on the driving training industry, which can realize the whole-flow collaboration of registration, payment, training, payment and supervision, improve the fund supervision efficiency and meet the access demands of multiple driving schools and mass students. The first aspect of the embodiment of the application provides a fund supervision system based on a driving and training industry, wherein the architecture of the fund supervision system comprises a client side layer, a server layer and a coordination layer, the server layer comprises a main server, a first container used for bearing business services, a second container used for bearing data synchronous services, a third container used for bearing interface adaptation services and a fourth container used for bearing fund supervision services, the client side layer comprises a student side device communicated with the server layer, a driving school side device, a bank side device and a supervision department side device, the coordination layer comprises a right management and control module, the right management and control module is used for configuring a fee payment right to the student side device, providing a training progress of a student to the driving school side device, providing a fund supervision account creation and a fund inflow and outflow monitoring right to the bank side device, and providing supervision right to the supervision department side device, the client side device is used for sending a command of successful fund transfer to the supervision side from the driving school side to the bank side device, and the coordination layer is used for sending a real progress of fund transfer to the supervision side to the bank side device according to a real progress of the training progress. In a possible implementation manner, the coordination layer further comprises a data real-time synchronization module, the driving school side device is further used for synchronously sending the training progress to the student side device according to the data real-time synchronization module, and the bank side device is further used for synchronously sending the funds transfer result to the student side device and the driving school side device according to the data real-time synchronization module. In one possible implementation mode, the coordination layer further comprises a business logic linkage module, wherein the business logic linkage module is used for setting fund transfer proportion corresponding to different training progress, the business logic linkage module is further used for verifying the training progress, the fund transfer instruction is sent to the bank end device after the training progress is verified successfully, the fund transfer instruction carries the fund transfer proportion corresponding to the training progress, and the bank end device tra