JP-2026075722-A - Information processing terminal, information management device, display control method, information management method, and program

Abstract

[Challenge] To enable users to understand the coverage details even if they forget about the insurance included with their credit card. [Solution] The first acquisition unit 211 acquires first information regarding the insurance attached to a credit card associated with user U of electronic payment, based on an operation on the payment application related to electronic payment. The display control unit 212 displays a display based on the first information on the screen of the payment application. The operation is an operation on the insurance icon C1 for displaying information about the insurance that user U has subscribed to using the electronic payment account. [Selection Diagram] Figure 2

Inventors

• 齋藤 由也
• 田中 勇希

Assignees

• 株式会社ＮＴＴドコモ

Dates

Publication Date

20260511

Application Date

20241023

Claims (8)

1. A first acquisition unit acquires first information regarding the insurance attached to a credit card associated with the user of the electronic payment, based on operations performed on a payment application related to electronic payments. A display control unit that displays information based on the first information on the screen of the payment application, An information processing terminal equipped with the following features.
2. The aforementioned operation is an operation on a display instruction unit for displaying information about the insurance policy the user has subscribed to, The first acquisition unit acquires, in addition to the first information, second information relating to the insurance that the user has subscribed to using the electronic payment account. The display control unit displays a display based on the first information and a display based on the second information on the screen of the payment application. The information processing terminal according to claim 1.
3. The first acquisition unit acquires, in addition to the first information, third information relating to the warranty of the product purchased by the user using the electronic payment method. The display control unit displays a display based on the first information and a display based on the third information on the screen of the payment application. The information processing terminal according to claim 1.
4. The aforementioned operation is an operation relating to the purchase of goods covered by the supplementary insurance, The display control unit displays a display based on the first information on the screen related to the purchase of the product. The information processing terminal according to claim 1.
5. A second acquisition unit acquires first information regarding the insurance attached to a credit card associated with a user, based on operations performed on the payment application related to the electronic payment on a user terminal used by the user of the electronic payment; A transmitting unit that transmits the first information to the user terminal, An information management device equipped with the following features.
6. Based on operations performed on a payment application related to electronic payments, first information regarding the insurance attached to a credit card associated with the user of the electronic payment is obtained. Display the information based on the first information on the screen of the payment application. Display control method.
7. Based on the operation of the payment application related to the electronic payment on the user terminal used by the user of the electronic payment, first information regarding the insurance attached to the credit card associated with the user is obtained. The first information is transmitted to the user terminal. Information management method.
8. A first acquisition unit acquires first information regarding the insurance attached to a credit card associated with the user of the electronic payment, based on operations performed on a payment application related to electronic payments. A display control unit that displays information based on the first information on the screen of the payment application, A program that makes a computer function.

Description

This invention relates to an information processing terminal, an information management device, a display control method, an information management method, and a program. Traditionally, many credit cards include insurance (hereinafter, the insurance included with credit cards is referred to as "included insurance"). The coverage details of this included insurance are typically known to users through the credit card contract or the credit card's service website. However, users may forget about the included insurance or not accurately understand its coverage. Such users may suffer disadvantages, such as subscribing to insurance with overlapping coverage or failing to claim compensation even when covered by the included insurance. For example, the information processing device described in Patent Document 1 below presents the combined coverage details of the insurance policies attached to multiple cards. The information processing device can access a storage unit that stores the coverage details of the insurance policies attached to each card, associated with card information indicating the type of card. The information processing device acquires multiple card information entries indicating the types of multiple cards held by the user, and extracts multiple coverage details from the storage unit, each indicating the coverage details of the insurance policies attached to each card. The information processing device then generates combined coverage details information by combining the multiple coverage details and presents it to the user. The presentation of the combined coverage details information is triggered when the user takes an image of the appearance of their credit card with a camera and uploads the image to a server (the information processing device mentioned above). Japanese Patent Publication No. 2021-140277 This is a block diagram showing the configuration of System 1 according to an embodiment.This is a block diagram showing the configuration of user terminal 20.This is a block diagram showing the configuration of the information management device 10.This is a schematic diagram showing an example of user database DB1.This is a schematic diagram showing an example of the insurance database DB2.This is a schematic diagram showing an example of the registered insurance database DB3.This is a schematic diagram showing an example of the cardholder database DB4.This is a schematic diagram showing screen G1 of the payment application.This is a schematic diagram showing screen G2 of the payment application.This is a schematic diagram showing screen G3 of the payment application.This is a schematic diagram showing screen G4 of the payment application.This is a schematic diagram showing screen G5 of the payment application.This is a schematic diagram showing screen G6 according to the first modified example.This is a flowchart showing the operation of the processing unit 103.This is a schematic diagram showing screen G7 in the second modified example.This is a schematic diagram showing screen G8 in the second modified example. A. Embodiments A-1. System Configuration Figure 1 is a block diagram showing the configuration of System 1 according to an embodiment. System 1 includes an information management device 10 and a user terminal 20. The user terminal 20 is an example of an information processing terminal. The user terminal 20 is held by user U. Although only one user terminal 20 is shown in Figure 1, System 1 may include multiple user terminals 20. The information management device 10 and the user terminal 20 are connected via a network N. In this embodiment, the information management device 10 manages the electronic payment service. The electronic payment service managed by the information management device 10 is referred to as "Payment Service D" to distinguish it from other electronic payment services. The electronic payment service is a service for making payments using the user terminal 20, for example, when paying at a store (an electronic payment participating merchant). In this embodiment, the electronic payment handled by System 1 is assumed to be code payment. In code payment, payment is executed when the store's terminal reads the payment code displayed on the user terminal 20 (for example, barcode N1 shown in Figure 8), or when the user terminal 20 reads the store's payment code displayed in the store. Furthermore, the information management device 10 manages information related to the insurance that user U subscribes to (hereinafter referred to as "insurance information"). For example, the information management device 10 manages insurance information associated with user U's account (account ID described later) in the payment service D. The user terminal 20 is, for example, an information processing terminal such as a smartphone, tablet, or personal computer. In this embodiment, the user terminal 20 is assumed to be a smartphone. A payment application for using payment service D is install