JP-7857481-B1 - Information processing device, control method for information processing device, information processing system, and program

JP7857481B1JP 7857481 B1JP7857481 B1JP 7857481B1JP-7857481-B1

Abstract

[Challenge] To improve the convenience of using electronic payment services. [Solution] An information processing device that provides electronic payment services, comprising: an acquisition means for acquiring specific information contained in account information managed by a linked service that can be linked with the electronic payment service; a code transmission means for transmitting an authentication code to a destination terminal indicated by the acquired specific information; and an account generation means for generating account information for an electronic payment service linked with the linked service, which includes the specific information, when an authentication code is received from the terminal. [Selection Diagram] Figure 6

Inventors

セティアディウィリアム
アフォンソドルタデイヴィッド
杉山大介
遠藤麻衣

Assignees

ＰａｙＰａｙ株式会社

Dates

Publication Date: 20260512
Application Date: 20250814

Claims (15)

An information processing device that communicates with a partner server capable of providing services in conjunction with an electronic payment service, and a mobile terminal capable of using the partner service provided by the partner server, and provides the electronic payment service, When an operation to generate account information is performed on the aforementioned mobile terminal, an acquisition means is provided to obtain specific information included in the account information managed by the aforementioned linked service from the aforementioned linked service , A code transmission means that transmits an authentication code to the destination terminal indicated by the acquired specific information, When the authentication code is received from the terminal, an account generation means generates account information for the electronic payment service linked to the linked service, which includes the specific information. An information processing device characterized by comprising:
The information processing device according to claim 1, characterized in that the aforementioned specific information includes information on the telephone number of the mobile terminal that uses the linked service.
The information processing apparatus according to claim 2, further comprising display control means for causing the display unit of the mobile terminal to display a screen for generating an account for the electronic payment service.
The information processing apparatus according to claim 3, characterized in that the display control means causes a screen for generating an account to be displayed as a web view screen on the application of the linked service operating on the mobile terminal.
If the linked service has given consent to share the account information with the electronic payment service, The information processing apparatus according to claim 4, characterized in that the display control means causes the display unit to display a screen for generating an account for the electronic payment service.
The information processing device according to claim 5, characterized in that the acquisition means acquires the specific information when an operation is performed on the screen for generating the account to generate an account for the electronic payment service using the account information of the linked service.
The information processing device according to claim 1, characterized in that each account of the electronic payment service is stored in the database of the information processing device, associated with whether or not it is linked to the linked service.
The information processing device according to claim 7, characterized in that when the account generation means generates a count for the electronic payment service via the linked service, the account is stored in the database as being linked to the linked service.
The information processing device according to claim 7, characterized in that, if the account of the linked service is not already linked to the electronic payment service, a message prompting linkage with the electronic payment service is displayed on the display screen of the linked service.
The information processing device according to claim 9, characterized in that a screen for performing a consent operation is displayed when the user presses the aforementioned instruction.
The information processing device according to claim 7, characterized in that, if the account of the linked service is an account already linked to the electronic payment service, the linked service displays an indication that the functions used in the electronic payment service are available.
The information processing device according to claim 1, characterized in that the functions of the electronic payment service can be used within the linked service for which the account has already been linked.
A control method for an information processing device that communicates with a partner server capable of providing services in conjunction with an electronic payment service, and a mobile terminal capable of using the partner service provided by the partner server, and provides the electronic payment service, When an operation to generate account information is performed on the aforementioned mobile device, the acquisition step involves obtaining specific information included in the account information managed by the aforementioned linked service from the aforementioned linked service , A code transmission step in which an authentication code is sent to the destination terminal indicated by the specific information obtained, When the authentication code is received from the terminal, an account generation step is performed to generate account information for the electronic payment service linked with the linked service, which includes the specific information. A control method for an information processing device, characterized by comprising the following:
A program that provides electronic payment services, which operates on an information processing device that communicates with a partner server capable of providing services in conjunction with an electronic payment service, and a mobile terminal capable of using the partner service provided by the partner server , wherein the information processing device is When an operation to generate account information is performed on the aforementioned mobile terminal, an acquisition means is provided to obtain specific information included in the account information managed by the aforementioned linked service from the aforementioned linked service , A code transmission means that transmits an authentication code to the destination terminal indicated by the acquired specific information, When the authentication code is received from the terminal, an account generation means generates account information for the electronic payment service linked to the linked service, which includes the specific information. A program characterized by being designed to function as such.
An information processing system including an electronic payment server that provides electronic payment services, a partner server that can provide services in cooperation with the electronic payment service, and a mobile terminal that can use the electronic payment service and the partner service provided by the partner server, The aforementioned mobile terminal is A display control means that displays a consent screen for sharing user information of the linked service with the electronic payment service, When a consent operation is performed on the consent screen, the request means requests the user information from the linked server, Equipped with, The aforementioned linked server is: Based on the aforementioned request, the system includes a transmission means for obtaining specific information contained in the account information corresponding to the mobile terminal from a storage unit and transmitting it, The electronic payment server described above is A code transmission means that transmits an authentication code to the destination terminal indicated by the acquired specific information, When the authentication code is received from the terminal, an account generation means generates account information for the electronic payment service linked to the linked service, which includes the specific information. An information processing system characterized by comprising the following features.

Description

This disclosure relates to an information processing device, a control method for an information processing device, an information processing system, and a program. Cashless payment methods, which allow for payment without the use of currency when settling for goods or services, are becoming increasingly popular. In particular, electronic payments using payment applications that can be installed on terminal devices such as smartphones are attracting attention due to their high level of convenience. To use electronic payment services, users are required to register one phone number per account. While it's common practice to have users manually enter their phone number during registration, simply requiring this information doesn't guarantee that the entered number matches the actual phone number on the mobile device, thus failing to prevent unauthorized use. Patent Document 1 describes a security measure using SMS (Short Message Service) authentication. Japanese Patent Publication No. 2018-121099 This figure shows an example of information processing.This figure shows an example of the system configuration.This figure shows an example of the hardware configuration of a mobile device.This figure shows an example of the software configuration of a mobile device.This diagram shows the software configuration of the electronic payment server.This is a sequence diagram showing the processing flow of an information processing system.This is a diagram showing the display screen of a mobile device.This is a diagram illustrating the database of an electronic payment server.This is a flowchart showing the processing of mobile devices.This is a flowchart showing the processing by the electronic payment server. <Embodiment 1> Preferred embodiments of the information processing apparatus, information processing method, program, and information processing system relating to this disclosure will be described in detail below with reference to the drawings. However, these embodiments do not limit the information processing apparatus, information processing method, program, and information processing system relating to this disclosure. Furthermore, identical components are denoted by the same reference numerals in the following embodiments, and redundant descriptions are omitted. Generally, when a user begins using an electronic payment service, they install an electronic payment application provided by the electronic payment server onto their mobile device. After installing the application, they register an account for the electronic payment service by entering necessary information (including their phone number) and undergoing code verification via SMS using their phone number. Thus, a prescribed security authentication process is performed during new service registration. However, for users who do not currently use electronic payment services, the various tasks involved in account registration and other procedures described above can be burdensome, potentially preventing them from using the service. There is a need for a system that allows users to easily access electronic payment services without incurring significant burdens. Therefore, this embodiment describes an example in which a user who does not currently use an electronic payment service begins using an electronic payment service, and links their ID with another application (referred to as a linked application) to which the user has already registered an account. In this embodiment, by linking the electronic payment service and the linked application using IDs, some of the electronic payment service's functions can be used as mini-applications on the linked application. That is, users can use the electronic payment service on the linked application they normally use, without having to install the electronic payment application on their mobile device. Furthermore, because the electronic payment service account is registered using the linked application's account information through ID linking, some user information (also called account information) can be omitted, simplifying account creation. The linked application could, for example, be a social networking service (SNS) communication app that users are expected to use frequently. By displaying guidance notifications within this linked application that guide users to using the electronic payment service, it is possible to provide an incentive for users who are not very interested in electronic payments to start using them. Additionally, the provider of the electronic payment service can gain the advantage of acquiring many new users by displaying instructions for using the electronic payment service within a popular SNS app. In this embodiment, the part of the user information that can be omitted during account registration refers to the telephone number. The telephone number is used as the destination for sending the code generated by the electronic payment server to the mobile device when performing code authentic