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KR-102964442-B1 - Device and method for managing compensation through coin exchange

KR102964442B1KR 102964442 B1KR102964442 B1KR 102964442B1KR-102964442-B1

Abstract

The present invention relates to a reward management device and method through coin exchange, wherein the reward management device through coin exchange may include a receiving unit that receives a request for coin exchange from a user terminal; and a reward management unit that, in response to the exchange request, pays digital reward points corresponding to the collected coins when coins are collected from the user.

Inventors

  • 정혁

Dates

Publication Date
20260512
Application Date
20250820

Claims (4)

  1. As a reward management device through coin exchange, A receiving unit that receives a request for coin exchange from a user terminal; A reward management unit that, in response to the above exchange request, pays digital reward points corresponding to the collected coins when coins are collected from the user; A consumption management unit that enables the purchase of a specific product by selecting at least some of the digital reward points held in the user terminal and making a payment when the user intends to purchase the specific product at a pre-designated place of use; and It includes a control unit that controls the operation of the above-mentioned compensation management device, and The above digital reward points are, Points arranged to be spent at designated places of use, including online and offline affiliates affiliated with the above-mentioned reward management device, It includes exchange amount corresponding points that digitize the exchange amount corresponding to the coins collected as a result of a user requesting exchange, reward interest points paid as compensation for fulfilling the exchange request, and progressive interest points paid according to the number of exchange requests. The payment rate for the above reward interest points is, It is set as fixed or variable by the administrator, and in the case of variable, it is set variably according to the exchange amount, wherein if the exchange amount is less than or equal to the first value, it is set to the first ratio, if the exchange amount is greater than the first value and less than or equal to the second value, it is set to the second ratio which is smaller than the first ratio, and if the exchange amount is greater than the second value and less than or equal to the third value, it is set to the third ratio which is smaller than the second ratio. The above progressive interest points are set so that the payout ratio decreases as the number of exchange requests increases, and The aforementioned compensation management department, When the above exchange request is received, based on the collection location information previously entered in the user terminal, a collection request message including said collection location information is transmitted to the collection driver's terminal, which is the collection driver's terminal, and when it is detected that the coins for which the user requested exchange have been collected by the collection driver's visit, digital reward points corresponding to the collected coins are subsequently paid to the user terminal. The number of times currency exchange is possible on the user terminal is limited to the maximum number of exchanges per month set by the administrator, and The amount of currency exchangeable on the user terminal is limited to the maximum amount of currency exchangeable per transaction set by the administrator, and When digital reward points are paid, the digital reward points are paid to the electronic wallet of the user's terminal, or to a rechargeable card previously issued to the user from the reward management device, or are paid as a gift certificate, card balance, or gifticon, which is a form of asset different from the digital reward points. The above control unit is, When it is detected that digital reward points corresponding to the collected coins have been successfully paid to the user terminal, the user's current location information is obtained from the user terminal's GPS sensor at the time the digital reward points are paid to the user terminal, affiliates of offline stores located within a preset radius from the user's current location information are identified as nearby affiliates, and a bonus coupon that can be used immediately at any of the identified nearby affiliates is automatically additionally provided to the user terminal. A reward management device through coin exchange, wherein the above bonus coupon is a coupon that includes a benefit that can be received when purchasing at least one of the products sold at any of the surrounding affiliates using digital reward points.
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  4. As a method of managing rewards through coin exchange by a reward management device through coin exchange of Article 1, A receiving unit, a step of receiving a request for coin exchange from a user terminal; and In the reward management department, in response to the above exchange request, if coins are collected from the user, a step of paying digital reward points corresponding to the collected coins, A reward management method through coin exchange including

Description

Device and method for managing compensation through coin exchange The present invention relates to a reward management device and method through coin exchange. As the use of cash decreases and electronic payments become more widespread, there is an increasing number of cases where non-circulating coins are stored for long periods at homes or businesses. According to data from the Bank of Korea, the potential value of non-circulating coins is estimated to be over 1 trillion won, which results in substantial economic inefficiency. These unused coins increase the inconvenience of currency exchange for users and impose a workload on financial institutions for processing coin deposits and withdrawals. Furthermore, the issuance and recovery processes of coins incur significant manufacturing and logistics costs, which contribute to increasing national currency management expenses. Recently, an ESG (Environmental, Social, and Governance) consumption trend that prioritizes eco-friendly and social value consumption is spreading. However, current coin exchange methods require cumbersome procedures, such as visiting bank counters or using coin exchange machines, making it difficult to encourage user participation. Furthermore, there is a lack of structural incentives to ensure that the exchanged funds lead to actual consumption. The technology forming the background of the present invention is disclosed in Korean Published Patent Application No. 10-2006-0113231. FIG. 1 is a diagram showing the schematic configuration of a reward management system through coin exchange including a reward management device through coin exchange according to one embodiment of the present invention. FIGS. 2 to 4 are drawings for explaining a reward management device through coin exchange according to an embodiment of the present invention. FIG. 5 is a flowchart of the operation of a reward management method through coin exchange according to one embodiment of the present invention. Embodiments of the present invention are described below with reference to the attached drawings so that those skilled in the art can easily implement the invention. However, the present invention may be embodied in various different forms and is not limited to the embodiments described herein. Furthermore, in order to clearly explain the present invention in the drawings, parts unrelated to the explanation have been omitted, and similar parts throughout the specification are denoted by similar reference numerals. Throughout the specification of the present invention, when a part is described as being "connected" to another part, this includes not only cases where they are "directly connected," but also cases where they are "electrically connected" or "indirectly connected" with other elements interposed between them. Throughout the specification of the present invention, when a member is described as being located "on," "on the upper," "on the top," "under," "on the lower," or "on the bottom" of another member, this includes not only cases where the member is in contact with the other member, but also cases where another member exists between the two members. Throughout the specification of the present invention, when a part is described as "comprising" a certain component, this means that, unless specifically stated otherwise, it does not exclude other components but may include additional components. Throughout the specification of the present invention, some of the operations or functions described as being performed by a terminal, device, or device may instead be performed by a server connected to said terminal, device, or device. Likewise, some of the operations or functions described as being performed by a server may also be performed by a terminal, device, or device connected to said server. Throughout the specification of the present invention, the term "at least one" may be defined as a term including both singular and plural forms, and it will be obvious that even if the term "at least one" is not present, each component may exist in a singular or plural form and may mean singular or plural. Furthermore, whether each component is provided in a singular or plural form may be changed according to the embodiment. FIG. 1 is a diagram showing the schematic configuration of a reward management system (100) through coin exchange including a reward management device (10) through coin exchange according to an embodiment of the present invention. FIG. 2 to 4 are diagrams for explaining a reward management device (10) through coin exchange according to an embodiment of the present invention. For convenience of explanation, the reward management device (10) through coin exchange according to one embodiment of the present invention will be referred to as the device (10), and the reward management system (100) through coin exchange according to one embodiment of the present invention will be referred to as the system (100). In addition, the details shown (describe