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KR-20260067447-A - Method of determining discount rates for seller items and provide payment services

KR20260067447AKR 20260067447 AKR20260067447 AKR 20260067447AKR-20260067447-A

Abstract

The method of the present invention, in a method for a server to determine a discount rate for an item of a seller and to provide a payment service, may include the steps of: obtaining store information for a store where the seller provides sales or services; receiving item information for an item for which the seller provides sales or services from a seller terminal—the item information includes information regarding the item name and the regular price—determining discount factor information related to the discount rate of the item based on the store information and item information; obtaining current information regarding the discount factor information according to a predetermined period and determining a proposed discount rate for the item based on the current information; providing the proposed discount rate to the seller terminal and obtaining information regarding a fixed discount rate based on the proposed discount rate from the seller terminal; learning a pattern for the seller determining a fixed discount rate based on the proposed discount rate for the item; and, when a buyer terminal requests payment for the item using the buyer's top-up funds, proceeding with payment for an amount obtained by applying the fixed discount rate to the regular price of the item. After the step of learning the above pattern, the step of determining the proposed discount rate, the step of obtaining information on the above confirmed discount rate, and the step of learning the above pattern may be repeated, and when the step of determining the above proposed discount rate is repeated, the server may determine the above proposed discount rate based on the pattern learned in the step of learning the above pattern.

Inventors

  • 황지훈

Assignees

  • 주식회사 두레컴즈

Dates

Publication Date
20260513
Application Date
20241104

Claims (10)

  1. In a method for a server to determine a discount rate for a seller's items and provide payment services, A step of obtaining store information about a store where a seller provides sales or services; A step of receiving item information regarding an item for sale or service provision from a seller terminal - the item information includes information on the item name and list price -; A step of determining discount factor information related to the discount rate of the item based on the above store information and item information; A step of obtaining current information regarding the discount factor information according to a predetermined period, and determining a proposed discount rate for the item based on the current information; A step of providing the proposed discount rate to the seller terminal and obtaining information on a fixed discount rate based on the proposed discount rate from the seller terminal; For the above items, a step of learning a pattern for the seller to determine a fixed discount rate based on the proposed discount rate; and When the buyer's terminal requests payment for the above item using the buyer's charged funds, the method includes the step of proceeding with payment for an amount obtained by applying the above fixed discount rate to the regular price of the above item. After the step of learning the above pattern, the step of determining the above proposed discount rate, the step of obtaining information about the above confirmed discount rate, and the step of learning the above pattern are repeated, and When the step of determining the proposed discount rate is repeated, the server determines the proposed discount rate based on the pattern learned in the step of learning the pattern. A method for determining the discount rate for a seller's items and providing payment services.
  2. In Article 1, The step of determining the above discount factor information is, A step of determining cost elements of the above item based on the above item information; and A step including determining the current price of the above cost element using the above discount factor information A method for determining the discount rate for a seller's items and providing payment services.
  3. In Article 1, The above item information includes photo or image information of the above item, and The step of determining the above discount factor information is, A step of determining whether the above item is a manufactured item or a purchased/sold item; If the above item is a purchase and sale item, a step of determining information about a purchased product for the above item based on photo or image information of the above item; and A step comprising determining the current price of the above-mentioned purchased product using the above-mentioned discount factor information A method for determining the discount rate for a seller's items and providing payment services.
  4. In Paragraph 3, The step of determining the above discount factor information is, If the above item is a manufactured item, a step of determining information regarding the raw materials of the above item and the input amount of the said raw materials based on the above item information; and A step comprising determining the discount factor information based on the current price of the raw material and the input amount of the raw material. A method for determining the discount rate for a seller's items and providing payment services.
  5. In Paragraph 4, The step of determining information regarding the raw materials of the above-mentioned item and the input amount of the said raw materials is, A step of providing the above store information and above item information to an artificial intelligence model, and requesting information regarding raw materials and the input quantity of raw materials when selling or servicing the item corresponding to the above item information at the store corresponding to the above store information; and A step comprising determining information regarding the raw materials of the item and the input amount of the raw materials based on the response to the request of the artificial intelligence model. A method for determining the discount rate for a seller's items and providing payment services.
  6. In Paragraph 4, The step of determining information regarding the raw materials of the above-mentioned item and the input amount of the said raw materials is, A step of obtaining information about the manufacturing process of the item from a sensor device installed in the above store; and The method further includes a step of determining information regarding the raw materials of the item and the input amount of the raw materials based on information regarding the manufacturing process. A method for determining the discount rate for a seller's items and providing payment services.
  7. In Article 1, The step of obtaining the above store information is, It further includes the step of obtaining raw material purchasing information and labor cost information of the above store, and The step of determining the above discount factor information is, A step of determining cost elements of the above item based on the above raw material purchase information and the above labor cost information; and A step including determining the current price of the above cost element using the above discount factor information A method for determining the discount rate for a seller's items and providing payment services.
  8. In Article 7, Performed after the step of determining the above discount factor information, A step of performing a price comparison for the purchase price of the raw material in the raw material purchase information based on store information of other stores; and If it is confirmed that the aforementioned other store purchased the aforementioned raw material at a lower purchase price, the step of providing information about the purchase price of the aforementioned other store to the seller terminal is provided. A method for determining the discount rate for a seller's items and providing payment services.
  9. In Article 7, Performed after the step of providing information on the purchase price at which the aforementioned other store purchased the aforementioned raw materials, A step of redetermining the proposed discount rate by considering that the above store purchases the above raw materials at the purchase price of the above other store; and The step of providing the aforementioned re-determined proposal discount rate to the aforementioned seller terminal is further included. A method for determining the discount rate for a seller's items and providing payment services.
  10. In Article 1, The step of obtaining the above store information is, It further includes the step of obtaining information regarding the congestion level or reservation rate of the above-mentioned store, and The step of determining the above discount factor information is, The method further includes the step of determining the discount factor information based on information regarding the congestion or reservation rate of the above-mentioned store. A method for determining the discount rate for a seller's items and providing payment services.

Description

Method of determining discount rates for seller items and provide payment services The present invention relates to a method in which a server determines a discount rate for a seller's item and provides a payment service to a buyer with the discount rate applied. In the current commercial environment, transactions between sellers and buyers take place in various ways, both online and offline. Sellers are adopting diverse strategies to increase sales in a highly competitive market, and among these, adjusting discount rates to stimulate consumer purchases is a widely utilized method. Traditionally, sellers have determined discount rates based on experience and intuition. However, this approach can lead to inefficiencies as it fails to adequately consider cost structures, market conditions, and competitors' pricing policies. In particular, fluctuations in raw material prices and rising labor costs directly impact sellers' profitability, yet it is difficult to reflect these factors in real time. Currently, some platforms offer services that propose discount rates to sellers, but this has limitations in that it fails to adequately reflect the individual circumstances of each seller. Therefore, there is a need for a system capable of determining and proposing appropriate discount rates by analyzing cost factors and market conditions in real time, based on the seller's store and product information. To solve these problems, the present invention proposes a method for efficiently determining a discount rate for a seller's items via a server and providing payment services to a buyer. Through this, the invention aims to create a trading environment that benefits both sellers and buyers. FIG. 1 is a diagram showing the configuration of a system according to an embodiment of the present invention. FIG. 2 is a flowchart of a method for determining a discount rate for a seller's item and providing a payment service according to an embodiment of the present invention. Figure 3 is a diagram showing an example screen of item information received by the server from the seller terminal. Figure 4 is a table showing the process of determining the cost information of an item and determining the proposed discount rate. Figure 5 is a diagram showing an example of a screen that provides a proposed discount rate to a seller terminal and allows the seller to input a confirmed discount rate. Hereinafter, embodiments disclosed in this specification will be described in detail with reference to the attached drawings. Identical or similar components regardless of drawing symbols are assigned the same reference number, and redundant descriptions thereof will be omitted. Furthermore, in describing the embodiments disclosed in this specification, if it is determined that a detailed description of related prior art could obscure the essence of the embodiments disclosed in this specification, such detailed description will be omitted. Terms including ordinal numbers, such as first, second, etc., may be used to describe various components, but said components are not limited by said terms. These terms are used solely for the purpose of distinguishing one component from another. A singular expression includes a plural expression unless the context clearly indicates otherwise. In this application, each step described may be performed regardless of the order listed, except where it must be performed in the order listed by a particular causal relationship. In this application, terms such as “comprising” or “having” are intended to specify the existence of the features, numbers, steps, actions, components, parts, or combinations thereof described in the specification, and should be understood as not precluding the existence or addition of one or more other features, numbers, steps, actions, components, parts, or combinations thereof. The present invention will be described below with reference to the attached drawings. FIG. 1 is a diagram illustrating a configuration in which the present invention can be carried out. The present invention relates to a method for determining a discount rate for an item sold by a seller and providing a payment service to a buyer. In particular, by proposing and determining an appropriate discount rate for an item sold or serviced at a store operated by a seller through a server (10) and providing it to a buyer, the invention can provide a technology that benefits both the seller and the buyer. The server (10) can be connected to the seller terminal (20) and the buyer terminal (30) via a network. They transmit and receive information to and from each other through a communication unit, and the server (10) can provide necessary services to the seller and the buyer. The server (10) may include a processor (11), memory (12), and a communication unit (13). The processor (11) can control the overall operation of the memory (12) and the communication unit (13) to provide services to the seller terminal (20) and the buyer te