US-12619849-B2 - Battery charger for a transaction card

Abstract

Examples described herein describe a battery charger for a transaction card. According to some implementations, a charging device may detect a transaction card is received within a charging slot when an integrated circuit (IC) chip of the transaction card is in contact with a charging terminal; request a user device to provide power to charge the transaction card via the charging terminal, wherein the user device is communicatively coupled to the charging terminal; receive the power from the user device; and provide the power to the transaction card to charge a battery of the transaction card.

Inventors

• Adam R. Koeppel
• Molly Johnson
• Tyler LOCKE
• James ZARAKAS

Assignees

• CAPITAL ONE SERVICES, LLC

Dates

Publication Date

20260505

Application Date

20240318

Claims (20)

1. 1 . A method, comprising: detecting, by a charging device, an integrated circuit (IC) chip of a device; detecting, by the charging device, a removal of the device for a threshold period of time; and providing, by the charging device, a notification that the device has been removed, wherein at least one: the IC chip of the device and the removal of the device are detected via a processor, of the charging device, integrated into a hub, of the charging device, separate from a portion, of the charging device, receiving the device, the notification is provided to a user device via a charging jack, of the charging device, communicatively coupled with a device interface of the user device, or the notification is provided to a security system to cause the security system to disable a function of the device.
2. 2 . The method of claim 1 , wherein detecting the IC chip of the device comprises: detecting that contacts, of the charging device, are in contact with contacts of the IC chip of the device.
3. 3 . The method of claim 2 , wherein detecting that the contacts of the charging device are in contact with the contacts of the IC chip of the device comprises: detecting that a supply contact, of the charging device, is in contact with a supply contact of the IC chip of the device, and that a ground contact, of the charging device, is in contact with a ground contact of the IC chip of the device.
4. 4 . The method of claim 1 , wherein the IC chip of the device and the removal of the device are detected via the processor integrated into the hub.
5. 5 . The method of claim 1 , wherein the notification is provided to the user device to cause the user device to inform a user, associated with the user device, that the device has been removed.
6. 6 . The method of claim 1 , wherein the notification is provided to the user device via the charging jack.
7. 7 . The method of claim 1 , wherein the notification is provided to the security system to cause the security system to disable the function of the device.
8. 8 . The method of claim 1 , wherein the device is a transaction card.
9. 9 . A charging device, comprising: one or more memories; and one or more processors, coupled to the one or more memories, configured to: detect an integrated circuit (IC) chip of a device; detect a removal of the device for a threshold period of time; and provide a notification that the device has been removed, wherein at least one: the one or more processors and the one or more memories are integrated into a hub, of the charging device, separate from a portion, of the charging device, receiving the device, the notification is provided to a user device via a charging jack, of the charging device, communicatively coupled with a device interface of the user device, or the notification is provided to a security system to cause the security system to disable a function of the device.
10. 10 . The charging device of claim 9 , wherein the one or more processors, to detect the IC chip of the device, are configured to: detect that contacts, of the charging device, are in contact with contacts of the IC chip of the device.
11. 11 . The charging device of claim 9 , wherein the one or more processors and the one or more memories are integrated into the hub.
12. 12 . The charging device of claim 9 , wherein the notification is provided to the user device to cause the user device to inform a user, associated with the user device, that the device has been removed.
13. 13 . The charging device of claim 9 , wherein the notification is provided to the user device via the charging jack.
14. 14 . The charging device of claim 9 , wherein the notification is provided to the security system to cause the security system to disable the function of the device.
15. 15 . A non-transitory computer-readable medium storing a set of instructions, the set of instructions comprising: one or more instructions that, when executed by one or more processors of a charging device, cause the charging device to: detect an integrated circuit (IC) chip of a device; detect a removal of the device for a threshold period of time; and provide a notification that the device has been removed, wherein at least one: the notification is provided to a user device via a charging jack, of the charging device, communicatively coupled with a device interface of the user device, or the notification is provided to a security system to cause the security system to disable a function of the device.
16. 16 . The non-transitory computer-readable medium of claim 15 , wherein the one or more instructions, that cause the charging device to detect the IC chip of the device, cause the charging device to: detect that contacts, of the charging device, are in contact with contacts of the IC chip of the device.
17. 17 . The non-transitory computer-readable medium of claim 15 , wherein the notification is to be provided to the user device to cause the user device to inform a user, associated with the user device, that the device has been removed.
18. 18 . The non-transitory computer-readable medium of claim 15 , wherein the notification is to be provided to the user device via the charging jack.
19. 19 . The non-transitory computer-readable medium of claim 15 , wherein the notification is to be provided to the security system to disable the function of the device.
20. 20 . The non-transitory computer-readable medium of claim 15 , wherein the device is a transaction card.

Description

RELATED APPLICATIONS This application is a continuation of U.S. patent application Ser. No. 18/164,774, filed Feb. 6, 2023, which is a continuation of U.S. patent application Ser. No. 17/446,337, filed Aug. 30, 2021 (now U.S. Pat. No. 11,580,343), which is a continuation of U.S. patent application Ser. No. 16/791,182, filed Feb. 14, 2020 (now U.S. Pat. No. 11,106,959), which is a continuation of U.S. patent application Ser. No. 16/241,484, filed Jan. 7, 2019 (now U.S. Pat. No. 10,579,917), which is a continuation of U.S. patent application Ser. No. 16/119,762, filed Aug. 31, 2018 (now U.S. Pat. No. 10,176,414), the contents of which are incorporated herein by reference in their entireties. BACKGROUND Transaction cards (e.g., credit cards, debit cards, gift cards, automated teller machine (ATM) cards, rewards cards or client loyalty cards, and/or the like) and/or devices (e.g., a smart transaction card, a smartphone, and/or the like) may be used in transactions to pay for products or services at transaction terminals (e.g., point of sale (PoS) terminals) of individuals or businesses engaged in the sale of goods or services. The transaction cards may include an integrated circuit (IC) chip to improve security with respect to use of the transaction card. SUMMARY According to some implementations, a method may include detecting a transaction card is received within a charging slot; determining that an amount of remaining power in a charger battery is less than a first threshold level; requesting a user device to provide power to charge the transaction card based on determining the amount of remaining power in the charger battery is less than the first threshold level, wherein the user device is communicatively coupled to the charging device via a device interface of the user device and a charging jack of the charging device; receiving the power from a battery of the user device; and providing, via the charging device, the power to the transaction card to charge a battery of the transaction card via a charging terminal of the charging device. According to some implementations, a charging device may include a charging slot; a charging terminal; a user device holder to hold a user device; a charging jack that is to be inserted within a device interface of the user device when the user device is in the user device holder; one or more memories; and one or more processors, communicatively coupled to the one or more memories, to: detect that a transaction card is received within the charging slot; draw power from a battery of the user device to provide power to the transaction card; and provide the power to the transaction card via an integrated circuit (IC) chip that is in contact with the charging terminal. According to some implementations, a non-transitory computer-readable medium may store instructions that, when executed by one or more processors, cause the one or more processors to: detect a transaction card is received within a charging slot when an integrated circuit (IC) chip of the transaction card is in contact with a charging terminal; request a user device to provide power to charge the transaction card via the charging terminal, wherein the user device is communicatively coupled to the charging terminal; receive the power from the user device; and provide the power to the transaction card to charge a battery of the transaction card. BRIEF DESCRIPTION OF THE DRAWINGS FIGS. 1-4 are diagrams of example implementations described herein. FIG. 5 is a diagram of an example environment in which systems and/or methods, described herein, may be implemented. FIG. 6 is a diagram of example components of one or more devices of FIG. 5. FIGS. 7-9 are flow charts of example processes associated with a battery charger for a transaction card. DETAILED DESCRIPTION The following detailed description of example implementations refers to the accompanying drawings. The same reference numbers in different drawings may identify the same or similar elements. In some instances a transaction card (e.g., credit cards, debit cards, ATM cards, gift cards, loyalty cards, security key cards, and/or the like) may include an electronic circuit with components that are powered by a battery. For example, the battery may provide power to one or more communication interfaces, one or more processors, one or more user interfaces, one or more memories, one or more storage components, and/or the like of the transaction card. In some cases, the battery of the transaction card can be charged when inserted into a transaction terminal (e.g., a point of sale (POS) terminal, a security terminal, and/or the like). As such, the battery of the transaction card is to maintain a high enough level of charge between transactions to ensure functionality of the transaction card. However, if there is an extended period of time between the transaction card being used at a transaction terminal and/or if the components of the transaction card are used too frequent