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US-12619975-B2 - Generation method, program and information processing device

US12619975B2US 12619975 B2US12619975 B2US 12619975B2US-12619975-B2

Abstract

A method performed by an information processing device to generate code information on a payment related to an electronic money at a terminal, may be provided. The method may include: obtaining first information; and generating the code information that includes second information related to an authentication of a user of the terminal based on the first information.

Inventors

  • Ryosuke HAMASAKO
  • Tomohiro Okada

Assignees

  • LINE FINANCIAL CORPORATION

Dates

Publication Date
20260505
Application Date
20201221
Priority Date
20181221

Claims (17)

  1. 1 . A method for processing a payment related to an electronic money, the method comprising: receiving, by an information processing device, a code generation request from a store code reader device associated with a shop point of sale (POS) system of a shop; obtaining, by the information processing device, first information comprising at least one authentication skip condition setting from the code generation request, wherein the at least one authentication skip condition setting comprises a setting for skipping authentication of the payment related to the electronic money for a commodity type of commodity sold at the shop; generating, by the information processing device and based on the first information, terminal display code information for the commodity type of commodity sold at the shop that includes second information related to an authentication of a user of a user terminal, the second information related to the authentication of the user comprising authentication skip information indicating whether authentication of the payment related to the electronic money at the shop POS system is to be skipped based on the at least one authentication skip condition setting; receiving, by the user terminal, the terminal display code information; displaying, on the user terminal, a code screen based on the terminal display code information corresponding to the authentication skip information that includes an indication that authentication of the payment related to the electronic money at the shop POS system is to be skipped; reading, with a code reader device associated with the shop POS system, the code screen that is displayed on the user terminal; receiving, by the information processing device, from the shop POS system and in response to the code screen being read by the code reader device, third information generated by the user terminal, read by the code reader device of the shop POS system and that includes the indication that authentication of the payment related to the electronic money at the shop POS system is to be skipped; determining, by the information processing device, that authentication of the payment related to the electronic money at the shop POS system is to be skipped based on the received third information; skipping, by the information processing device, authentication of the payment related to the electronic money at the shop POS system based on determining that authentication of the payment related to the electronic money at the shop POS system is to be skipped; and processing, by the information processing device, the payment related to the electronic money.
  2. 2 . The method according to claim 1 , wherein the third information is different from the second information related to the authentication of the user of the user terminal.
  3. 3 . The method according to claim 2 , wherein the third information includes location information related to a location, and wherein the determining that authentication of the payment related to the electronic money at the shop POS system is to be skipped is performed based on the location information.
  4. 4 . The method according to claim 3 , wherein the location information includes shop information related to a shop at which the payment is tendered.
  5. 5 . The method according to claim 4 , wherein when the shop is a designated shop stored in the information processing device, the terminal display code information is generated.
  6. 6 . The method according to claim 2 , wherein the third information which is different from the second information related to the authentication, includes commodity information on a commodity, and wherein the determining that authentication of the payment related to the electronic money at the shop POS system is to be skipped is performed based on the commodity information.
  7. 7 . The method according to claim 6 , wherein the commodity information includes fourth information related to the commodity having a value that is equal to or smaller than a set amount of money.
  8. 8 . The method according to claim 6 , wherein the commodity is one of a plurality of commodities, and wherein the commodity information includes cost information related to a total amount of money for the plurality of commodities to be purchased by the user of the user terminal by the electronic money.
  9. 9 . The method according to claim 1 , wherein the authentication skip information indicates that the authentication of the payment related to the electronic money at the shop POS system is to be skipped based on the commodity type associated with a transaction being identified as a fast moving consumer commodity.
  10. 10 . The method according to claim 9 , wherein the authentication skip information includes fourth information indicating that the authentication of the user of the user terminal is to be skipped based on receiving the authentication skip information.
  11. 11 . The method according to claim 1 , wherein the second information related to the authentication of the user of the user terminal includes fifth information utilized by the user terminal to skip the authentication of the user of the user terminal.
  12. 12 . The method according to claim 11 , wherein the second information on the authentication of the user of the user terminal includes commodity information related to a commodity to be purchased by the user of the user terminal by the electronic money, and wherein the determining that authentication of the payment related to the electronic money at the shop POS system is to be skipped is performed based on the commodity information.
  13. 13 . The method according to claim 12 , wherein the commodity information includes an amount of money for the commodity.
  14. 14 . The method according to claim 1 , wherein the second information related to the authentication of the user of the user terminal includes location information related to a location, and wherein the determining that authentication of the payment related to the electronic money at the shop POS system is to be skipped is performed based on the location information.
  15. 15 . The method according to claim 14 , wherein the location information includes shop information related to a shop at which a commodity is to be purchased.
  16. 16 . A non-transitory computer readable storage medium storing program instructions that are executable by a processor of an information processing device to perform a method to process a payment by an electronic money at a shop point of sale (POS) of a shop system, the method comprising: receiving a code generation request from a store code reader device associated with the shop POS system; obtaining first information comprising at least one authentication skip condition setting from the code generation request, wherein the at least one authentication skip condition setting comprises a setting for skipping authentication of the payment related to the electronic money for a commodity type of commodity sold at the shop; generating, based on the first information for the commodity type of commodity sold at the shop, terminal display code information that includes second information related to an authentication of a user of a user terminal, the second information related to the authentication of the user comprising authentication skip information indicating whether authentication of the payment related to the electronic money at the shop POS system is to be skipped based on the at least one authentication skip condition setting; receiving, from the shop POS system and in response to a code screen being read by a code reader device associated with the shop POS system, third information generated by the user terminal and read by the code reader device of the shop POS system, wherein the code screen is displayed on the user terminal and is based on the terminal display code information corresponding to the authentication skip information that includes an indication that authentication of the payment related to the electronic money at the shop POS system is to be skipped, and wherein the third information includes the indication that authentication of the payment related to the electronic money at the shop POS system is to be skipped; determining that authentication of the payment related to the electronic money at the shop POS system is to be skipped based on the received third information; skipping authentication of the payment related to the electronic money at the shop POS system based on determining that authentication of the payment related to the electronic money at the shop POS system is to be skipped; and processing the payment related to the electronic money.
  17. 17 . An information processing device configured to process a payment by an electronic money at a shop point of sale (POS) system of a shop, the information processing device comprising: a memory configured to store one or more computer-readable instructions; and a processor configured to: receive a code generation request from a store code reader device associated with the shop POS system; obtain first information comprising at least one authentication skip condition setting from the code generation request, wherein the at least one authentication skip condition setting comprises a setting for skipping authentication of the payment related to the electronic money for a commodity type of commodity sold at the shop; generate, based on the first information, terminal display code information for the commodity type of commodity sold at the shop that includes second information related to an authentication of a user of a user terminal, the second information related to the authentication of the user comprising authentication skip information indicating whether authentication of the payment related to the electronic money at the shop POS system is to be skipped based on the at least one authentication skip condition setting; receive, from the shop POS system and in response to a code screen being read by a code reader device associated with the shop POS system, third information generated by the user terminal and read by the code reader device of the shop POS system, wherein the code screen is displayed on the user terminal and is based on the terminal display code information corresponding to the authentication skip information that includes an indication that authentication of the payment related to the electronic money at the shop POS system is to be skipped, and wherein the third information includes the indication that authentication of the payment related to the electronic money at the shop POS system is to be skipped; determine that authentication of the payment related to the electronic money at the shop POS system is to be skipped based on the received third information; skip authentication of the payment related to the electronic money at the shop POS system based on determining that authentication of the payment related to the electronic money at the shop POS system is to be skipped; and process the payment related to the electronic money.

Description

CROSS-REFERENCE TO RELATED APPLICATIONS This application is a continuation of International Application No. PCT/JP2018/047865 filed on Dec. 26, 2018, which claims priority from Japanese Patent Application No. 2018-240337, filed on Dec. 21, 2018, in the Japanese Patent Office, the disclosures of which are incorporated herein by reference in their entireties. BACKGROUND 1. Field Apparatuses, methods, and systems consistent with example embodiments relate to a generation method, a program and an information processing device. 2. Description of Related Art Electronic payment services using a terminal like a mobile phone are becoming popular. In providing electronic payment services, an authentication scheme may be used in which security data that is input to a terminal is authenticated based on security data stored in the terminal in advance. However, this scheme may be inconvenient in some cases for an authentication of the user of the terminal in processing a payment by electronic money or digital money. SUMMARY According to an aspect of an example embodiment, there is provided a method performed by an information processing device to generate code information on a payment related to an electronic money at a terminal, the method including: obtaining first information; and generating the code information that includes second information related to an authentication of a user of the terminal based on the first information. The code information may include third information to be read by a code reader of the terminal. The third information to be read by the code reader may be different from the second information related to the authentication of the user of the terminal. The third information may include location information related to a location. The location information may include shop information related to a shop at which the payment is tendered. When the shop is a designated shop stored in the information processing device, the code information included the second information related to the authentication of the user may be generated. The third information which is different from the second information related to the authentication, may include commodity information on a commodity. The commodity information may include fourth information related to the commodity having a value that is equal to or smaller than a set amount of money. The commodity may be one of a plurality of commodities, and wherein the commodity information may include cost information related to a total amount of money for the plurality of commodities to be purchased by the user of the terminal by the electronic money. The third information may include request information to request generation of the second information related to the authentication of the user of the terminal. The request information may be requested by a server of a shop at which the payment is to be tendered. The second information related to the authentication of the user of the terminal may include skip information to cause the terminal to skip the authentication of the user of the terminal. The skip information may include fourth information indicating that the authentication of the user of the terminal is skipped by the terminal based on obtaining the skip information by the terminal. The second information related to the authentication of the user of the terminal may include fifth information utilized by the terminal to skip the authentication of the user of the terminal. The second information on the authentication of the user of the terminal may include commodity information related to a commodity to be purchased by the user of the terminal by the electronic money. The commodity information may include an amount of money for the commodity. The second information related to the authentication of the user of the terminal may include location information related to a location The location information may include shop information related to a shop at which a commodity is to be purchased. The information processing device may be the terminal, and the code information may be generated by the terminal. The second information related to the authentication of the user of the terminal may include authentication confirmation information indicating that the user of the terminal is authenticated by the terminal. The code information may include third information that is different from the second information related to the authentication of the user of the terminal. The third information may include sixth information related to the electronic money. The third information which is different from the second information related to the authentication of the user may include location information related to a location. The third information which is different from the second information related to the authentication of the user may include commodity information related to a commodity. The third information which is different from the second information related to the authentication