US-12619979-B2 - Identity information controlled financial account device

Abstract

A processing unit and a mobile identity information controlled financial account device may communicate. The processing unit receives at least one digital representation of a biometric, obtains identity information using the at least one digital representation of the biometric, and determines whether or not to transmit an authorization signal to the mobile identity information controlled financial account device that enables use of the mobile identity information controlled financial account device in at least one transaction involving at least one financial account. The mobile identity information controlled financial account device may be usable for the at least one transaction when the mobile identity information controlled financial account device receives the authorization signal. The processing unit may also receive a first digital representation of a biometric for a first person along with at least one permission to assign regarding the mobile identity information controlled financial account device for a second person.

Inventors

• Matthew Snyder
• Joe Trelin

Assignees

• SECURE IDENTITY, LLC

Dates

Publication Date

20260505

Application Date

20241226

Claims (20)

1. 1 . A system, comprising: an enabling device, comprising: a non-transitory storage medium that stores instructions; and a processor that executes the instructions to: receive at least one digital representation of a biometric for a person; obtain identity information for the person from an identity system device in response to transmitting the at least one digital representation of the biometric, the identity information not including the at least one digital representation of the biometric; determine whether the identity information indicates that a verified age of the person is at least a minimum age; and upon determining that the identity information indicates that the verified age of the person is at least the minimum age, transmit an enabling signal to an electronic device associated with the enabling device.
2. 2 . The system of claim 1 , further comprising a palm scanner that obtains the at least one digital representation of the biometric for the person.
3. 3 . The system of claim 2 , wherein the palm scanner is incorporated into the enabling device.
4. 4 . The system of claim 1 , wherein the identity information: is based at least partially on a scan of a government issued identification for the person; and the government issued identification evidences that the person is at least the minimum age.
5. 5 . The system of claim 1 , further comprising the electronic device.
6. 6 . The system of claim 5 , wherein transmission of the enabling signal causes the electronic device to present information.
7. 7 . The system of claim 1 , wherein the enabling device includes a display.
8. 8 . A method, comprising: accessing identity information for a person by transmitting at least one digital representation of a biometric, the identity information not including the at least one digital representation of the biometric; determining whether a verified age of the person included in the identity information is at least a minimum age; and upon determining that the verified age of the person included in the identity information is at least a threshold age, indicating to an electronic device that an operation is authorized.
9. 9 . The method of claim 8 , wherein the operation comprises sale of an age-restricted product.
10. 10 . The method of claim 8 , further comprising: scanning a government issued identification for the person that evidences that the person is at least the minimum age; and indicating that the person is at least the threshold age in the identity information.
11. 11 . The method of claim 8 , wherein the threshold age is twenty one years of age.
12. 12 . The method of claim 8 , further comprising upon determining that the verified age of the person included in the identity information is not at least the threshold age, omitting indicating to the electronic device that the operation is authorized.
13. 13 . The method of claim 8 , wherein the identity information does not include biometric data.
14. 14 . The method of claim 8 , wherein the at least one digital representation of the biometric comprises a palm scan.
15. 15 . A computer program product tangibly embodied in at least one computer readable medium, comprising: first instructions stored in the at least one computer readable medium and executable by at least one processor to receive identity information using at least one digital representation of a biometric, the identity information not including the at least one digital representation of the biometric; second instructions stored in the at least one computer readable medium and executable by the at least one processor to obtain a verified age from the identity information; and third instructions stored in the at least one computer readable medium and executable by the at least one processor to provide an authorization to an electronic device based on the verified age.
16. 16 . The computer program product of claim 15 , further comprising fourth instructions stored in the at least one computer readable medium and executable by the at least one processor to omit providing an additional authorization to the electronic device based on an additional verified age of an additional person.
17. 17 . The computer program product of claim 15 , wherein the identity information includes an image of at least a portion of the person.
18. 18 . The computer program product of claim 15 , wherein the authorization relates to an age-restricted product.
19. 19 . The computer program product of claim 15 , further comprising fourth instructions stored in the at least one computer readable medium and executable by the at least one processor to capture at least one image with at least one image sensor.
20. 20 . The computer program product of claim 19 , wherein the at least one image comprises the at least one digital representation of the biometric.

Description

CROSS-REFERENCE TO RELATED APPLICATION(S) This application is a continuation patent application of U.S. patent application Ser. No. 18/649,471, filed Apr. 29, 2024 and titled “Identity Information Controlled Financial Account Device,” which is a continuation patent application of U.S. patent application Ser. No. 18/100,636, filed Jan. 24, 2023 and titled “Identity Information Controlled Financial Account Device,” now U.S. Pat. No. 12,002,038, which is a continuation patent application of U.S. patent application Ser. No. 16/803,879, filed Feb. 27, 2020 and titled “Identity Information Controlled Financial Account Device,” now U.S. Pat. No. 11,593,795 the disclosures of which are hereby incorporated herein by reference in their entireties. FIELD The described embodiments relate generally to financial account devices. More particularly, the present embodiments relate to financial account devices that are controlled using identity information. BACKGROUND People use a wide variety of different devices. Examples of such devices include desktop computing devices, laptop computing devices, mobile computing devices, wearable devices, smart phones, tablet computing devices, financial account devices, printers, displays, televisions, digital media players, thermostats, kitchen appliances, vehicles, vaporizer devices, navigation devices, entertainment devices, power tools, climate control devices, lighting devices, security devices, smart houses or other smart buildings, electronic devices, and so on. The use of some devices may be controlled. In some cases, only people with certain identity information associated with their identities (such as age, name, financial status, criminal status, personal history, and so on) may be allowed to operate a device and/or to operate certain functions of a device. For example, in various situations, operation of a vehicle may be restricted to people who are at least sixteen years of age. SUMMARY The present disclosure relates to authorizing a mobile identity information controlled financial account device. A processing unit and a mobile identity information controlled financial account device may communicate directly or indirectly. The processing unit may receive at least one digital representation of a biometric (such as via a biometric reader device included in and/or separate from the mobile identity information controlled financial account device), obtain identity information using the at least one digital representation of the biometric (such as via an identity system device), and determine whether or not to transmit an authorization signal to the mobile identity information controlled financial account device that enables use of the mobile identity information controlled financial account device in at least one transaction involving at least one financial account (such as when the mobile identity information controlled financial account device is presented to a payment accepting device associated with the at least one transaction). The mobile identity information controlled financial account device may be usable for the at least one transaction when the mobile identity information controlled financial account device receives the authorization signal. The processing unit may also receive a first digital representation of a biometric for a first person along with at least one permission to assign regarding the mobile identity information controlled financial account device and then determine whether or not to authorize use of the mobile identity information controlled financial account device when a second digital representation of a biometric for a second person is received. In various embodiments, a system for authorizing a mobile identity information controlled financial account device includes a non-transitory storage medium that stores instructions, a biometric reader device, at least one communication unit, and a processor. The processor executes the instructions to communicate with the mobile identity information controlled financial account device using the at least one communication unit; receive at least one digital representation of a biometric using the biometric reader device; obtain identity information from an identity system device, via the at least one communication unit, using the at least one digital representation of the biometric; and determine whether to transmit an authorization signal to the mobile identity information controlled financial account device using the at least one communication unit based on the identity information wherein the authorization signal enables use of the mobile identity information controlled financial account device in at least one transaction involving at least one financial account. In some examples, the at least one communication unit is a short-range communication unit and a long-range communication unit, the processor communicates with the mobile identity information controlled financial account device using the short-range