US-12621208-B2 - Systems and methods for providing user preferences for a connected device

US12621208B2US 12621208 B2US12621208 B2US 12621208B2US-12621208-B2

Abstract

A computing system includes an account associated with a user of the system, and a server. One or more processors are configured to receive user information from a user computing device, wherein the user information is related to a user of the account, determine, based on the user information, one or more user settings preferences related to a second computing device, receive an information request, wherein the information request includes a request to send the one or more user settings preferences to the second computing device, and to send the one or more user settings preferences to the second computing device, wherein the one or more user settings preferences are useable by the second computing device to adjust one or more settings of the second computing device.

Inventors

Al Hecht

Assignees

WELLS FARGO BANK, N.A.

Dates

Publication Date: 20260505
Application Date: 20240812

Claims (20)

1 . A computing system comprising a server and one or more processors, the computing system configured to: receive user information related to a user; determine, based on at least a characteristic in the user information, one or more user settings preferences related to a second computing device having one or more adjustable settings relating to a physical setting of the second computing device, the second computing device being remote from the server; receive an information request transmitted to the server responsive to a user computing device being paired with the second computing device, wherein the information request includes a request to send the one or more user settings preferences to the second computing device, the request identifying the second computing device; and send, responsive to receiving the request, the one or more user settings preferences to the second computing device, to cause the second computing device to adjust at least one of the one or more adjustable settings of the second computing device based on the one or more user settings preferences.
2 . The computing system of claim 1 , the one or more processors further configured to receive additional user information from the second computing device, wherein the additional user information is related to use of the second computing device by the user, and update the one or more user settings preferences based on the additional user information.
3 . The computing system of claim 1 , wherein the computing system resides in a financial institution computing system, and wherein the computing system further comprises account management logic configured to manage accounts respectively associated with a plurality of users, the accounts including at least one of bank accounts or information wallet accounts.
4 . The computing system of claim 1 , wherein at least one user setting preference of the one or more user settings preferences is determined by estimating the at least one user settings preference based on the user information.
5 . The computing system of claim 1 , the one or more processors further configured to provide an interface between the user computing device and the computing system.
6 . The computing system of claim 1 , wherein the computing system comprises a cloud storage computing system.
7 . The computing system of claim 1 , the one or more processors further configured to, prior to sending the one or more user settings preferences to the second computing device: send the one or more user settings preferences to the user computing device; and receive a confirmation of the one or more user settings preferences from the user computing device.
8 . The computing system of claim 7 , the one or more processors further configured to: receive feedback related to the one or more user settings preferences from the user computing device prior to receiving the confirmation from the user computing device; and adjust the one or more user settings preferences based on the feedback.
9 . The computing system of claim 1 , the one or more processors further configured to receive additional user information from the second computing device, wherein the additional user information is related to use of the second computing device by the user, and update the one or more user settings preferences based on the additional user information from the second computing device, and send the one or more updated user settings preferences to the second computing device, wherein the one or more updated user settings preferences are useable by the second computing device to adjust one or more settings of the second computing device.
10 . The computing system of claim 1 , wherein the characteristic in the user information indicates a height of the user.
11 . The computing system of claim 1 , wherein the characteristic in the user information indicates a weight of the user.
12 . The computing system of claim 1 , wherein the second computing device is a vehicle of the user.
13 . The computing system of claim 1 , wherein the second computing device is a home appliance of the user.
14 . The computing system of claim 1 , wherein the one or more user settings preferences of the second computing device comprises a temperature setting.
15 . The computing system of claim 1 , wherein the one or more user settings preferences of the second computing device comprises a radio setting.
16 . The computing system of claim 1 , wherein the one or more user settings preferences of the second computing device comprises a seat adjustment setting.
17 . The computing system of claim 1 , wherein the one or more user settings preferences of the second computing device comprises at least one of a mirror setting or a light setting.
18 . The computing system of claim 1 , wherein the user information is received from the user computing device remote from the server, wherein the information request is transmitted by the user computing device, and wherein the second computing device is configured to enforce a common data protocol and to synchronize information traveling between the second computing device and the computing system.
19 . A method implemented by a computing system comprising a server and one or more processors, the method comprising: receiving user information related to a user; determining, based on at least a characteristic in the user information, one or more user settings preferences related to a second computing device having one or more adjustable settings relating to a physical setting of the second computing device, the second computing device being remote from the server; receiving an information request transmitted by a user computing device to the server responsive to the user computing device being paired with the second computing device, wherein the information request includes a request to send the one or more user settings preferences to the second computing device, the request identifying the second computing device; and sending, responsive to receiving the request, the one or more user settings preferences to the second computing device, to cause the second computing device to adjust at least one of the one or more adjustable settings of the second computing device based on the one or more user settings preferences.
20 . The method of claim 19 , wherein the user information is received from the user computing device, wherein the information request is transmitted by the user computing device, and wherein the method further comprises receiving additional user information from the second computing device, wherein the additional user information is related to use of the second computing device by the user, and updating the one or more user settings preferences based on the additional user information.

Description

CROSS-REFERENCE TO RELATED PATENT APPLICATIONS The present application is a continuation of U.S. patent application Ser. No. 18/244,725 filed Sep. 11, 2023, which is a continuation of U.S. patent application Ser. No. 18/094,282 filed Jan. 6, 2023, which is a continuation of U.S. patent application Ser. No. 16/706,170 filed Dec. 6, 2019, which is a continuation of U.S. patent application Ser. No. 14/195,182 filed Mar. 3, 2014, which claims priority to U.S. Provisional Patent Application No. 61/806,686 filed Mar. 29, 2013, and titled “Systems and Methods for Information Storage and Communication,” and to U.S. Provisional Patent Application No. 61/922,486 filed Dec. 31, 2013, and titled “Systems and Methods for Providing User Preferences for a Connected Device,” each of which is herein incorporated by reference in its entirety for all purposes. BACKGROUND OF THE INVENTION A device often includes settings for tailoring the device to a specific user. For instance, a vehicle includes many settings, such as seat position, radio presets, satellite radio subscription information, mirror positions, Bluetooth pairing settings, desired temperature, favorite navigation destinations, and the like in order to provide greater comfort for a user (e.g., driver) of the vehicle. The user may adjust the settings of the vehicle to fit the particular characteristics of the user. However, when a user enters a rental car, for instance, the user's desired settings will not be pre-programmed into the car. The user is required to adjust each individual component of the vehicle having adjustable settings to achieve a comfort similar to that provided by the user's vehicle. Individuals may be required to take similar steps when using any device having adjustable settings and being available for use by more than one user, or when purchasing any new device having adjustable settings. Enhanced systems and methods of facilitating such adjustments and storing such information are provided. SUMMARY OF THE INVENTION An embodiment of the present disclosure relates to an information wallet computing system. The system includes an information wallet account associated with a user of the system, and a server having a memory and a processor. The processor is configured to receive user information from a user computing device, wherein the user information is related to a user of the information wallet account, determine, based on the user information, one or more user settings preferences related to a second computing device, receive an information request, wherein the information request includes a request to send the one or more user settings preferences to the second computing device, and to send the one or more user settings preferences to the second computing device, wherein the one or more user settings preferences are useable by the second computing device to adjust one or more settings of the second computing device. Another embodiment of the present disclosure relates to a method for pairing an information wallet account with a second computing device, the method being implemented by a server residing in a financial institution computing system and having a memory and a processor. The method includes receiving user information from a user computing device, wherein the user information is related to a user of the information wallet account, determining, based on the user information, one or more user settings preferences, wherein the user settings preferences are related to the second computing device, receiving an information request, wherein the information request includes a request to send the one or more user settings preferences to the second computing device, sending the one or more user settings preferences to the second computing device, wherein the one or more user settings preferences are useable by the second computing device to adjust one or more settings of the second computing device, receiving additional user information from the second computing device, wherein the additional user information is related to use of the second computing device by the user, and updating the one or more user settings preferences based on the additional user information. Another embodiment of the present disclosure relates to a method for providing information from an information wallet account to a second computing device, the method being implemented by a server residing in a financial institution computing system and having a memory and a processor. The method includes receiving user information from a user computing device, wherein the user information includes one or more user settings preferences related to the second computing device and associated with a user of the information wallet account, receiving an information request, wherein the information request includes a request to send the one or more user settings preferences to the second computing device, and sending the one or more user settings preferences to the second computing device