US-20260126889-A1 - APPARATUS, SYSTEM, AND METHOD OF CONTROLLING DISPLAY

Abstract

An apparatus, system, and method, each of which: receives, from a user, condition information indicating a condition for determining a service to be provided to the user; selects, from among a plurality of forms of the user, one or more particular forms that meet the condition for determining a service, as a form to be used for applying the service; and controls a display to display a user interface, the user interface including future projection information of the user after provision of the service based on information on the particular forms.

Inventors

• Jun Murata
• Xiaonan JIANG
• Katsuyuki Kaji

Assignees

• RICOH COMPANY, LTD.

Dates

Publication Date

20260507

Application Date

20251229

Priority Date

20210323

Claims (20)

1. 1 . (canceled)
2. 2 . A server comprising circuitry configured to: receive, from a user terminal, condition information indicating a predetermined condition related to financing; acquire a form that meet the predetermined condition as form data subjected to financing, information on the form including a payment amount and a payment due; and transmit financial projection screen data indicating future financing for reception at the user terminal based on the information on the form.
3. 3 . The server of claim 2 , wherein: the information on the form further includes a billing amount billed to a business partner of a user of the user terminal.
4. 4 . The server of claim 3 , wherein the circuitry is further configured to: calculate a cash balance for the future financing based on the billing amount in the form, and generate the financial projection screen data including the cash balance that is calculated.
5. 5 . The server of claim 4 , wherein the circuitry is further configured to: calculate the cash balance for the future financing, for specific time periods, based on the payment due in the form, and generate the financial projection screen data including the cash balance that is calculated for the specific time periods.
6. 6 . The server of claim 4 , wherein: the payment due of the form falls within a specific time period, and the circuitry is further configured to: calculate a difference between a sum of an amount being financed using the form and the cash balance for a plurality of time periods, and an expense for the plurality of time periods, and generate the financial projection screen data including the difference between the sum and the expense.
7. 7 . The server of claim 6 , wherein the circuitry is further configured to: receive, from the user terminal, another form meeting the predetermined condition and being different from the form, calculate another difference between a sum of an amount being financed using the another form and a cash balance for each of the specific time periods, and an expense for each of the specific time periods, and generate the financial projection screen data including said another difference between the sum and the expense.
8. 8 . The server of claim 2 , wherein the predetermined condition is one of: a first condition in which the form is selected so as to minimize a service charge rate in financing; and a second condition in which the form is selected so as to select a form billed to a particular business partner with low credibility.
9. 9 . The server of claim 2 , wherein: the form data includes data indicating at least one of an invoice, order form, or quotation.
10. 10 . A method, comprising: receiving, from a user terminal, condition information indicating a predetermined condition related to financing; acquiring a form that meet the predetermined condition as form data subjected to financing, information on the form including a payment amount and a payment due; and transmitting financial projection screen data indicating future financing for reception at the user terminal based on the information on the form.
11. 11 . The method of claim 10 , wherein: the information on the form further includes a billing amount billed to a business partner of a user of the user terminal.
12. 12 . The method of claim 11 , further comprising: calculating a cash balance for the future financing based on the billing amount in the form, and generating the financial projection screen data including the cash balance that is calculated.
13. 13 . The method of claim 12 , further comprising: calculating the cash balance for the future financing, for specific time periods, based on the payment due in the form, and generating the financial projection screen data including the cash balance that is calculated for the specific time periods.
14. 14 . The method of claim 12 , wherein: the payment due of the form falls within a specific time period, and the method further comprising: calculating a difference between a sum of an amount being financed using the form and the cash balance for a plurality of time periods, and an expense for the plurality of time periods, and generating the financial projection screen data including the difference between the sum and the expense.
15. 15 . The method of claim 14 , further comprising: receiving, from the user terminal, another form meeting the predetermined condition and being different from the form, calculating another difference between a sum of an amount being financed using the another form and a cash balance for each of the specific time periods, and an expense for each of the specific time periods, and generating the financial projection screen data including said another difference between the sum and the expense.
16. 16 . The method of claim 10 , wherein the predetermined condition is one of: a first condition in which the form is selected so as to minimize a service charge rate in financing; and a second condition in which the form is selected so as to select a form billed to a particular business partner with low credibility.
17. 17 . The method of claim 10 , wherein: the form data includes data indicating at least one of an invoice, order form, or quotation.
18. 18 . A non-transitory computer readable medium storing computer code which when executed causes method to be performed, comprising: receiving, from a user terminal, condition information indicating a predetermined condition related to financing; acquiring a form that meet the predetermined condition as form data subjected to financing, information on the form including a payment amount and a payment due; and transmitting financial projection screen data indicating future financing for reception at the user terminal based on the information on the form.
19. 19 . The non-transitory computer readable medium of claim 10 , wherein: the information on the form further includes a billing amount billed to a business partner of a user of the user terminal.
20. 20 . The non-transitory computer readable medium of claim 11 , wherein the method further comprises: calculating a cash balance for the future financing based on the billing amount in the form, and generating the financial projection screen data including the cash balance that is calculated.

Description

CROSS-REFERENCE TO RELATED APPLICATIONS This patent application is a Continuation Application of U.S. application Ser. No. 18/744,526, filed on Jun. 14, 2024, which is a Continuation Application of U.S. application Ser. No. 17/694,680, filed on Mar. 15, 2022 (now U.S. Pat. No. 12,039,152), which is based on and claims priority pursuant to 35 U.S.C. § 119(a) to Japanese Patent Application Nos. 2021-048493, filed on Mar. 23, 2021, and 2021-214832, filed on Dec. 28, 2021, in the Japan Patent Office, the entire disclosure of each is hereby incorporated by reference herein. BACKGROUND Technical Field The present disclosure relates to an apparatus, system, and method of controlling display. Related Art For example, there is a computer system for assisting a user to select a service. However, the user is often difficult to make a right decision, as the user cannot see predicted outcome after the user is provided with such service. SUMMARY Example embodiments include an apparatus for controlling display, including circuitry that receives, from a user, condition information indicating a condition for determining a service to be provided to the user. The circuitry selects, from among a plurality of forms of the user, one or more particular forms that meet the condition for determining a service, as a form to be used for applying the service. The circuitry controls a display to display a user interface, the user interface including future projection information of the user after provision of the service based on information on the particular forms. Example embodiments include a system for controlling display, including a memory that stores information on a plurality of forms of a user, and circuitry. The circuitry receives, from the user, condition information indicating a condition for determining a service to be provided to the user. The circuitry selects, from among the plurality of forms of the user, one or more particular forms that meet the condition for determining a service, as a form to be used for applying the service. The circuitry displays a user interface including future projection information of the user after provision of the service based on information on the particular forms. Example embodiments include a method of controlling display, including: receiving, from a user, condition information indicating a condition for determining a service to be provided to the user; selecting, from among a plurality of forms of the user, one or more particular forms that meet the condition for determining a service, as a form to be used for applying the service; and controlling a display to display a user interface, the user interface including future projection information of the user after provision of the service based on information on the particular forms. BRIEF DESCRIPTION OF THE DRAWINGS A more complete appreciation of the disclosure and many of the attendant advantages and features thereof can be readily obtained and understood from the following detailed description with reference to the accompanying drawings, wherein: FIG. 1 is a schematic diagram illustrating a configuration of a communication system according to the embodiments; FIG. 2 is a schematic diagram illustrating a hardware configuration of a terminal or a server in the communication system of FIG. 1 according to the embodiments; FIG. 3 is a diagram illustrating relationships between companies, as entities implementing the communication system, according to the embodiments; FIG. 4 is a block diagram illustrating a functional configuration of the communication system of FIG. 1 according to the embodiment; FIG. 5 is a conceptual diagram illustrating an example of tenant periodic expense management table; FIG. 6 is a conceptual diagram illustrating an example of tenant-specific payment management table; FIG. 7 is a conceptual diagram illustrating an example of financing information management table; FIG. 8 is a conceptual diagram illustrating an example of tenant bank account management table; FIG. 9 is a conceptual diagram illustrating an example of tenant credit card management table; FIG. 10 is a conceptual diagram illustrating an example of tenant management table; FIG. 11 is a conceptual diagram illustrating an example of financing service type management table; FIG. 12 is a conceptual diagram illustrating an example of financing service management table; FIG. 13 is a conceptual diagram illustrating an example of destination information management table; FIG. 14 is a conceptual diagram illustrating an example of credit information adjustment management table; FIG. 15 is a conceptual diagram illustrating an example of credit information management table; FIG. 16 is a conceptual diagram illustrating an example of recommendation candidate information management table; FIG. 17 is a sequence diagram illustrating processing of displaying a cash budget screen, according to the embodiment; FIG. 18 is a flowchart illustrating processing of generating a