WO-2026092736-A1 - TRANSACTION IMPLEMENTATION METHOD AND APPARATUS, DEVICE, AND STORAGE MEDIUM

WO2026092736A1WO 2026092736 A1WO2026092736 A1WO 2026092736A1WO-2026092736-A1

Abstract

Embodiments of the present application provide a transaction implementation method and apparatus, a device, and a storage medium. A method applied to a first transaction server comprises: in response to a project registration operation of a registered user, determining, on the basis of idle resource information of the registered user, a resource transaction record of the registered user corresponding to a target project; reporting the resource transaction record and a yield rate file of the target project to a second transaction server, so that the second transaction server generates a project transaction record on the basis of resource transaction records of different registered users corresponding to the target project and triggers a project transaction of the target project, and in response to project transaction execution success information, updates a gain resource amount of the registered user on the basis of the yield rate file of the target project; and updating the idle resource information of the registered user. In the embodiments of the present application, comprehensive resource transactions for any registered user are implemented from the dimension of a target project, thereby ensuring the flexibility and accuracy of transaction implementation.

Inventors

ZHOU, Qinwei
LIU, QINGLIN
ZHANG, Guobo
ZHANG, Longtai
LIN, Haofan
QU, TONG

Assignees

深圳市富途网络科技有限公司

Dates

Publication Date: 20260507
Application Date: 20251103
Priority Date: 20241104

Claims (20)

A transaction implementation method, characterized in that the method is applied to a first transaction server and includes: Obtain information on the idle resources of registered users; In response to the project registration operation of the registered user, the resource transaction records of the registered user in the target project are determined based on the idle resource information of the registered user; The resource transaction records and the interest rate file of the target project are reported to the second transaction server so that the second transaction server can generate project transaction records based on the resource transaction records of different registered users corresponding to the target project and trigger the project transaction of the target project. In response to the project transaction execution success information, the registered users' gain resource amount is updated according to the interest rate file of the target project. Receive the amount of gain resources of registered users under the target project returned by the second transaction server, and update the idle resource information of the registered users.
The method according to claim 1, characterized in that, in response to the project registration operation of the registered user, determining the resource transaction record of the registered user in the target project based on the idle resource information of the registered user includes: Obtain the resource type corresponding to the target project; Based on the idle resource information of the registered users, obtain the number of target idle resources of the registered users under the resource type corresponding to the target project; Based on the quantity of the target idle resources and the target operation information, construct the resource transaction records of the registered users corresponding to the target project.
The method according to claim 1, characterized in that, after reporting the resource transaction record and the interest rate document of the target project to the second transaction server, it further includes: Receive the project transaction records of the target project returned by the second transaction server; Based on the project transaction records, the project transaction instruction for the target project is sent to the target issuance server corresponding to the target project; The system receives a transaction success indication from the target issuance server and, based on the transaction success indication, reports the project transaction execution success information of the target project to the second transaction server, so that the second transaction server, in response to the project transaction execution success information, updates the gain resource amount of registered users according to the interest rate file of the target project.
According to the method of claim 1, the step of receiving the gain resource amount of the registered user under the target project returned by the second transaction server and updating the idle resource information of the registered user includes: Receive the amount of gain resources of the registered user under the target project returned by the second transaction server; Update the idle resource information of the registered users based on the amount of gain resources of the registered users under the target project and the resource collection information of the registered users.
The method according to claim 4, characterized in that, updating the idle resource information of the registered user based on the registered user's gain resource amount under the target project and the registered user's resource collection information, includes: Based on the resource collection information of the registered users, determine the proportion of resource revenue to be handed over by the registered users; The actual amount of resource revenue that the registered user receives is determined based on the amount of resource gains the registered user has under the target project and the proportion of resource revenue the registered user has contributed. Update the idle resource information of the registered users based on the actual amount of resource revenue they have received and the amount of idle resources they originally had.
According to the method of claim 1, the idle resource information includes the type and quantity of idle resources, the idle resources include the account balance in the corresponding account of the registered user, the type of idle resources includes the currency of the account balance, and the quantity of resources includes the value corresponding to the account balance.
A transaction implementation method, characterized in that the method is applied to a second transaction server and includes: Receive resource transaction records of different registered users in the target project and interest rate files of the target project reported by the first transaction server; Based on the resource transaction records of different registered users corresponding to the target project, generate corresponding project transaction records and trigger project transactions for the target project; In response to the successful execution of the project transaction, the gain resource amount of each of the registered users is updated according to the interest rate file of the target project; The gain resource amount of each registered user is returned to the first transaction server so that the first transaction server updates the idle resource information of the registered users according to the gain resource amount.
According to the method of claim 7, the step of triggering the project transaction of the target project includes: The project transaction record of the target project is returned to the first transaction server, so that the first transaction server sends the project transaction instruction of the target project to the target issuance server corresponding to the target project based on the project transaction record, and receives the transaction success indication information returned by the target issuance server. Receive project transaction execution success information reported by the first transaction server based on the transaction success indication information.
The method according to claim 7, characterized in that, in response to the successful execution information of the project transaction, updating the gain resource amount of each of the registered users according to the interest rate file of the target project includes: In response to the successful execution of the project transaction, determine the latest gain resource amount of the target project on the current transaction day; Update the gain resource amount for each of the registered users based on the latest gain resource amount and the interest rate file of the target project.
The method according to claim 7, characterized in that, updating the gain resource amount of each registered user based on the latest gain resource amount and the interest rate file of the target project includes: Update the idle resource balance information of the registered users based on the latest gain resource amount of the target project on the current trading day; Based on the interest rate document of the target project and the idle resource balance information of the registered users under the target project, the amount of gain resources of the registered users is determined.
According to the method of claim 7, the idle resource information includes the type and quantity of idle resources, the idle resources include the account balance in the corresponding account of the registered user, the type of idle resources includes the currency of the account balance, and the quantity of resources includes the value corresponding to the account balance.
A transaction implementation device, characterized in that the device is configured on a first transaction server and includes: The idle resource acquisition module is used to acquire idle resource information of registered users; The resource transaction module is used to respond to the project registration operation of the registered user and determine the resource transaction record of the registered user in the target project based on the idle resource information of the registered user. The first project transaction module is used to report the resource transaction records and the interest rate file of the target project to the second transaction server, so that the second transaction server generates project transaction records based on the resource transaction records of different registered users corresponding to the target project and triggers the project transaction of the target project. In response to the project transaction execution success information, the module updates the gain resource amount of the registered users according to the interest rate file of the target project. The first idle resource update module is used to receive the amount of gain resources of registered users under the target project returned by the second transaction server, and update the idle resource information of the registered users.
According to the transaction realization apparatus of claim 12, the resource transaction module is further configured to: Obtain the resource type corresponding to the target project; Based on the idle resource information of the registered users, obtain the number of target idle resources of the registered users under the resource type corresponding to the target project; Based on the quantity of the target idle resources and the target operation information, construct the resource transaction records of the registered users corresponding to the target project.
According to claim 12, the transaction realization device further includes a project transaction determination module, which is used for: Receive the project transaction records of the target project returned by the second transaction server; Based on the project transaction records, a project transaction instruction for the target project is sent to the target issuance server corresponding to the target project. The system receives a transaction success indication from the target issuance server and, based on the transaction success indication, reports the project transaction execution success information of the target project to the second transaction server, so that the second transaction server, in response to the project transaction execution success information, updates the gain resource amount of registered users according to the interest rate file of the target project.
According to the transaction realization apparatus of claim 12, the first idle resource update module is further configured to: Receive the amount of gain resources of the registered user under the target project returned by the second transaction server; Update the idle resource information of the registered users based on the amount of gain resources of the registered users under the target project and the resource collection information of the registered users.
A transaction implementation device, characterized in that the device is configured on a second transaction server and includes: The resource transaction record receiving module is used to receive resource transaction records of different registered users in the target project and the interest rate file of the target project reported by the first transaction server. The second project transaction module is used to generate corresponding project transaction records based on the resource transaction records of different registered users for the target project, and to trigger project transactions for the target project. The gain resource update module is used to update the gain resource amount of each registered user according to the interest rate file of the target project in response to the successful execution information of the project transaction; The second idle resource update module is used to return the amount of gain resources of each registered user to the first transaction server, so that the first transaction server updates the idle resource information of the registered users according to the amount of gain resources.
According to the transaction realization apparatus of claim 16, the second project transaction module is further configured to: The project transaction record of the target project is returned to the first transaction server, so that the first transaction server sends the project transaction instruction of the target project to the target issuance server corresponding to the target project based on the project transaction record, and receives the transaction success indication information returned by the target issuance server. Receive project transaction execution success information reported by the first transaction server based on the transaction success indication information.
According to the transaction realization apparatus of claim 16, the gain resource update module is further configured to: In response to the successful execution of the project transaction, determine the latest gain resource amount of the target project on the current transaction day; Update the gain resource amount for each of the registered users based on the latest gain resource amount and the interest rate file of the target project.
An electronic device, characterized in that it comprises: A processor and a memory, the memory being used to store a computer program, the processor being used to invoke and run the computer program stored in the memory to perform the transaction implementation method according to any one of claims 1-11.
A computer-readable storage medium is characterized in that it is used to store a computer program that causes a computer to perform a transaction implementation method as described in any one of claims 1-11.

Description

A transaction implementation method, apparatus, device, and storage medium Cross-reference of related applications This application claims priority to Chinese Patent Application No. 202411560735.X, filed on November 4, 2024, entitled "A Transaction Realization Method, Apparatus, Device and Storage Medium", the entire contents of which are incorporated herein by reference. Technical Field This application relates to the field of data processing technology, specifically to a transaction implementation method, apparatus, device, and storage medium. Background Technology In investment and trading scenarios of various financial products, clients with some idle cash assets in their brokerage accounts usually use a cash management service system provided by the brokerage to reinvest the client's idle funds into profitable financial products in order to maximize the value and benefits of the idle funds. However, the current cash management service system uses relatively limited transaction methods and cannot meet the normal transaction needs of various diversified investment scenarios. Summary of the Invention This application provides a transaction implementation method, apparatus, device, and storage medium, enabling any registered user to conduct comprehensive transactions in diversified transaction scenarios consisting of multiple transaction targets and multiple idle resources from the perspective of the target project, ensuring the flexibility and accuracy of transaction implementation. In a first aspect, embodiments of this application provide a transaction implementation method, which is applied to a first transaction server and includes: Obtain information on the idle resources of registered users; In response to the project registration operation of the registered user, the resource transaction records of the registered user in the target project are determined based on the idle resource information of the registered user; The resource transaction records and the interest rate file of the target project are reported to the second transaction server so that the second transaction server can generate project transaction records based on the resource transaction records of different registered users corresponding to the target project and trigger the project transaction of the target project. In response to the project transaction execution success information, the registered users' gain resource amount is updated according to the interest rate file of the target project. Receive the amount of gain resources of registered users under the target project returned by the second transaction server, and update the idle resource information of the registered users. Secondly, embodiments of this application provide a transaction implementation method, which is applied to a second transaction server and includes: Receive resource transaction records of different registered users in the target project and interest rate files of the target project reported by the first transaction server; Based on the resource transaction records of different registered users corresponding to the target project, generate corresponding project transaction records and trigger project transactions for the target project; In response to the successful execution of the project transaction, the gain resource amount of each of the registered users is updated according to the interest rate file of the target project; The gain resource amount of each registered user is returned to the first transaction server so that the first transaction server updates the idle resource information of the registered users according to the gain resource amount. Thirdly, embodiments of this application provide a transaction implementation apparatus, which is configured on a first transaction server and includes: The idle resource acquisition module is used to acquire idle resource information of registered users; The resource transaction module is used to respond to the project registration operation of the registered user and determine the resource transaction record of the registered user in the target project based on the idle resource information of the registered user. The first project transaction module is used to report the resource transaction records and the interest rate file of the target project to the second transaction server, so that the second transaction server generates project transaction records based on the resource transaction records of different registered users corresponding to the target project and triggers the project transaction of the target project. In response to the project transaction execution success information, the module updates the gain resource amount of the registered users according to the interest rate file of the target project. The first idle resource update module is used to receive the amount of gain resources of registered users under the target project returned by the second transaction server, and update the i